Disruptors

What the Visa-Plaid merger means for banks, fintechs

01/16/20

Visa's deal to acquire the data aggregator Plaid is likely to have ripple effects throughout the industry, including less fintech-tech tension over sharing data.

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Banking 2025, more Wells Fargo woe, compliance turnover: Top stories of the week

01/10/20

Potential sources of industry upheaval, and how to adapt; former Wells Fargo execs may face criminal charges in coming weeks; why banks have such high turnover of chief compliance officers; and more from this week's most-read stories.

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Financial services 2025: The pursuit of a moving target that's moving faster

01/09/20

An examination of potential sources of upheaval for the financial industry and ideas on how to adapt.

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JPMorgan Chase moves to block fintechs from screen scraping

01/02/20

The bank is leaning on its direct API relationships with the major data aggregators rather than letting third parties ask customers for usernames and passwords to access account information.

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Expect 'a lot more dismantling': A fintech entrepreneur's vision for 2020

12/30/19

Jason Gardner, founder and CEO of the card issuer Marqeta, discusses his experiences in starting up multiple fintechs and makes predictions for the new year.

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Is a new data war about to erupt?

12/23/19

PNC, Plaid and Venmo have been blamestorming over customer data-sharing issues of access, security and consent.

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Gatsby launches free options trading for millennials, Gen Z

12/16/19

The startup with a namesake app is already attracting young investors and has been in talks with banks about partnerships.

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Upstart to help banks pay off customers' credit card bills

12/11/19

It sounds like something that should be simple — letting a customer pay off their credit cards with a new personal loan — but it's not, according to Dave Girouard, Upstart's CEO.

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Big tech banking plans may pose risk to financial stability: FSB

12/09/19

The international regulatory group said that despite some benefits from tech firms' incursion, the companies' efforts may present operational and disruption risks.

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JPMorgan Chase signs data sharing agreement with Envestnet Yodlee

12/05/19

The largest U.S. bank will share data through application programming interfaces with a sometimes-controversial data aggregator.

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