Commercial lending

Banks healthy enough to absorb leveraged-loan risks: Moody’s

02/20/19

Amid widespread concern about their exposure to leveraged lending, the debt rating agency says banks have sufficient earnings and capital cushions to continue investing in the sector.

[more]

Consumer lenders could feel most pain from CECL

02/20/19

Credit card issuers would have to set aside more in reserves because of higher loss histories, according to research by Keefe, Bruyette & Woods on the impact of the new loan-loss standard.

[more]

Is weaker loan demand a bad omen?

02/18/19

Recent data from the Federal Reserve suggests lenders are growing pessimistic about the credit environment. But is that a sign of trouble ahead, or just sound risk management?

[more]

States agree to sweeping reg reforms for fintechs

02/14/19

A group of state regulators has signed off on 14 recommendations, developed by the fintech industry, aimed at streamlining multistate licensing and supervision.

[more]

Balance-sheet pressures weigh heavily on community lenders

02/13/19

Banks and credit unions are experimenting with ways to maximize margins in an environment where the yield curve is flat, depositors want them to pay up and they fear the Fed could actually cut rates.

[more]

U.S. banks won $21 billion tax windfall then cut staff, lent less

02/06/19

Major U.S. banks shaved about $21 billion from their tax bills last year — almost double the IRS’s annual budget — as the industry benefited more than many others from the Republican tax overhaul.

[more]

Lending slowdown seen; Trump, Powell dine at White House

02/05/19

Senior loan officers also expect decline in loan performance; meeting termed "cordial and collegial."

[more]

Banks' marketing blitz, Wells' penance, brokered deposits: Top stories of the week

02/01/19

Banks spend heavily on marketing to win deposits, push digital; Wells Fargo bends to critics in its latest response to scandals; FDIC review of brokered deposits has big implications for branches; and more from this week's most-read stories.

[more]

Acquisition, commercial loan demand boost BOK's 4Q profit

01/30/19

In addition to closing on its largest acquisition to date, the Tulsa, Okla., company reported double-digit growth in energy, health care and commercial real estate loans.

[more]