APIs

The API race, CFPB vs. Citizens, Varo's bank charter: Top stories of the week

02/14/20

Wells Fargo appears to be outpacing its rivals in the API race; CFPB's unexpected showdown with Citizens; Varo gets vital FDIC OK for bank charter; and more from this week's most-read stories.

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Wells Fargo escalates the API race

02/11/20

When it comes to customers using application programming interfaces, the bank appears to be outpacing its rivals.

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Europe’s new API rules lay groundwork for regulating open banking

01/21/20

Banks in the U.S. should take note of these requirements before opening their systems to third-party developers.

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What the Visa-Plaid merger means for banks, fintechs

01/16/20

Visa's deal to acquire the data aggregator Plaid is likely to have ripple effects throughout the industry, including less fintech-tech tension over sharing data.

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Visa's $5 billion Plaid deal takes a possible rival off the table

01/13/20

In the battle to control consumer data, Visa has made a major score by agreeing to acquire Plaid, a technology company that it could have seen grow into a competitor.

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How tech — and free publicity — helped this small bank double its deposits

01/06/20

Quontic Bank is offering high-interest, digital-only savings like others, but it says its secret sauce is homegrown technology that optimizes deposit prices. Financial bloggers have taken notice.

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The rise of the invisible bank

01/05/20

Digital banking will become less visible because it will be embedded in other daily activities with the help of AI, voice interfaces and other emerging technologies.

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JPMorgan Chase moves to block fintechs from screen scraping

01/02/20

The bank is leaning on its direct API relationships with the major data aggregators rather than letting third parties ask customers for usernames and passwords to access account information.

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It's time to go all-in on open banking

12/30/19

Still trying to figure out whether to build gateways to your bank's data and systems? Here’s why you should transition.

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A new path for banks in digital marketing

12/11/19

Radius Bank is letting consumers open accounts through NerdWallet as part of its banking-as-a-service offerings to reach customers through third parties.

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