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Pass-Through Case Credits

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Have a PACER account?

Instead of buying Case Credits, you can use your own PACER account to pay for pass-through charges

Use My PACER Account

What are case credits, and why do I need to buy any?

Case Credits are used to purchase case documents and information. While Inforuptcy searches are free, PACER costs are passed through, so you will need to purchase a minimum of $5.00 worth of Case Credits for 1-click access to PACER. Case documents on Inforuptcy cost less than PACER, so search on Inforuptcy first. Purchase and use of Case Credits are subject to our Payment and Billing Terms.


What if I just want a copy of my bankruptcy discharge paper?

You can quickly order one here.  In addition to receiving your discharge order via email attachment, you will be provided a link to access your entire bankruptcy case docket. At that point, if you want to download other documents in your case, you can purchase case credits to do so.

What is PACER?

PACER (acronym for Public Access to Court Electronic Records) is an electronic public access service for United States federal court documents. It allows users to obtain case and docket information from the United States district courts, United States courts of appeals, and United States bankruptcy courts. See

What does PACER charge to access court records?

The Judicial Conference of the United States authorized the electronic public access fee for $.10 per page to recover the costs for maintaining and enhancing the electronic public access system. The entire fee schedule can be viewed here:

Why should I use Inforuptcy to research bankruptcy records?

Inforuptcy has created an enhanced user interface to PACER designed to save our community of users time and money. Our service is free to use and all our PACER charges our pass-through, so you never spend more than you otherwise would on PACER. In fact, you will spend less because of the number of benefits we offer. For example, we save and store all searches in our database for you. This means you will never have to repurchase the same information twice as you would need to do on PACER. We also give away a lot of court records we have in our database for free. Finally, we sell documents in our inventory at 50% off. Our site is used by news agencies, law firms, financial institutions and the general public. For a complete description of our benefits, you can read more here:

Can I use my PACER account on Inforuptcy?

Yes. We offer our users the convenience of choice. If you already have a PACER account, you can enter your credentials in your user profile (securely stored) to start searching bankruptcy records. Per PACER, if you do not spend more than $15 per quarter, you will not be charged a fee from them.

Where can I get a PACER account?

You can register for a free PACER account here: After you fill out the form and have your PACER credentials, you can save them in your user profile in Inforuptcy to start searching bankruptcy records.