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The mortgage giants Fannie Mae and Freddie Mac would have to draw as much as $78 billion in the event of a serious economic crisis, according to stress test results released Tuesday by the housing regulator. ... Read full article

UniCredit SpA stopped using Facebook Inc. for advertising, alleging the media giant hasn’t acted ethically, a move other large companies have also threatened to make. ... Read full article

The online small-business lender was aided by loan growth, wider margins and stable credit trends. Its shares surged by 25% after second-quarter earnings were announced. ... Read full article

The agency’s decision to offer special-purpose charters for fintech companies raises questions about how those institutions will be overseen and the risks they could pose to the system. ... Read full article

But data privacy is likely to deter banks from partnering with the social media company; the online listings company wants to "reshape" the market. ... Read full article

Facebook is seeking customer data from big banks. Executives say it's not clear what the benefit would be, but the drawbacks are easy to tally. ... Read full article

The bank's predicament suggests that the Trump administration's hard-line stance on immigration can cause headaches for financial institutions. ... Read full article

The unnamed customer, who was on a list of suspects involved with weapons of mass destruction, used an HSBC credit card to make 12 payments in the second quarter, the company told shareholders Monday. ... Read full article

The central bank's survey of loan officers said banks are easing their credit standards for commercial and industrial loans as competition heats up. ... Read full article

Wells Fargo estimates that in 400 instances, borrowers later went through foreclosure who were improperly denied or not offered a mortgage modification. ... Read full article

The bureau wants to encourage more innovation without the threat of enforcement, but observers say regulators also need a testing ground to prove they can regulate fintech. ... Read full article

Clara Green will head the Diversity and Inclusion Center of Expertise at the Alabama bank. ... Read full article

The state became the first in the country to ask federal regulators for a temporary waiver, citing a shortage of available appraisers. ... Read full article

The administration’s recent report on fintech innovation discussed ways to adopt electronic promissory notes — or eNotes — and automated appraisals in federal mortgage programs. ... Read full article

Six months after the Federal Reserve put Wells Fargo on a strict diet — no more growth until it cleans up its act — shareholders are finding it’s not so bad. ... Read full article

Banks aren’t the only ones that need to keep pace with digital innovation — government agencies must also work to stay relevant. ... Read full article

With Blankfein retiring, the JPM chief will be the last crisis-era big bank CEO still in charge; earnings and big payouts are boosting bank equity prices. ... Read full article

Some of the tightest contests in the midterm elections may have big implications for the future of banking policy. ... Read full article