Federal Reserve

Is weaker loan demand a bad omen?

02/18/19

Recent data from the Federal Reserve suggests lenders are growing pessimistic about the credit environment. But is that a sign of trouble ahead, or just sound risk management?

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Fed, not FDIC, should regulate a merged BB&T-SunTrust

02/13/19

The Federal Deposit Insurance Corp., BB&T’s primary regulator, has a history of going easy on the bank. The combined entity would be better supervised by the central bank, which already oversees SunTrust.

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Jury out on SOFR; Bowman advocates for community banks

02/12/19

The possible replacement for Libor's volatility raises concern about its viability; new Fed governor says community banks punished for crisis the did not cause.

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Banks claim victory in new private flood insurance rule

02/11/19

Depository mortgage lenders are optimistic the final version of a regulation designed to open up the flood insurance market will make it easier for them to comply with a rule requiring them to accept private carrier policies.

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It's regulators' job to tailor rules for small banks: Fed's Bowman

02/11/19

In her first speech as a governor, the former community banker and Kansas state regulator highlighted the strengths of smaller institutions and the banking agencies' tailoring efforts.

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Fed's Quarles lays out new vision for Financial Stability Board

02/11/19

The Federal Reserve’s top regulator, who assumed the chairmanship of the international board in November, said the FSB should explain the rationale behind its financial benchmarks while establishing new ones to combat emerging threats.

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Future of big-bank M&A could hinge on 2020 election

02/08/19

Some have suggested the BB&T-SunTrust deal could spur similar ones, but prolonged M&A growth is hardly a sure thing in this political environment.

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Warren questions Fed resolve on mergers after BB&T-SunTrust deal

02/08/19

“The board's record of summarily approving mergers raises doubts about whether it will serve as a meaningful check on this consolidation that creates a new too big to fail bank,” Sen. Elizabeth Warren said in a letter to the Fed.

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Otting hopes for joint CRA rule, but says OCC could go it alone

02/07/19

The comptroller of the currency also addressed, in his role as acting FHFA head, whether Congress or the Trump administration will spearhead GSE reform.

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BB&T-SunTrust union invites stricter regulation

02/07/19

The combined bank will move into a more demanding supervisory class under the Fed’s regime, but analysts also see a regulatory upside from the deal.

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