Financial regulations

What's missing from FDIC's notice on brokered deposits

02/20/19

The agency’s effort is a good first step to updating brokered deposit rules, but regulators excluded several important considerations in their advance notice of proposed rulemaking.

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The tangled politics and potential future of pot banking

02/20/19

Legalized marijuana is a multi-billion dollar industry, and it desperately needs banking services. Will Congress come to the rescue?

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White House is making hard job of GSE reform even harder

02/19/19

The administration is sending conflicting signals on whether it has a plan to overhaul the housing finance system, further complicating an already complex debate.

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Critics of CFPB’s revised payday rule miss the mark

02/19/19

The agency’s proposed changes to its standard for small-dollar loans will help ensure underbanked consumers still have access to credit. Concerns about predatory lending are overstated.

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'Accounting smoke and mirrors': Comments of the week

02/15/19

Readers weigh the BB&T-SunTrust deal, consider how a new accounting standard could affect Fannie Mae and Freddie Mac, debate the impact of the government shutdown on credit histories and more.

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The case that’s challenging bitcoin’s status as payment instrument

02/12/19

Undercover cops arrested a Miami Beach man for trying to sell bitcoin for dollars. Carlton Fields attorney Matthew Kohen explains what the case means to banks.

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Shutdown highlighted need for bank-backed small-dollar loans

02/11/19

Regulators should clarify rules around deposit-advance products so that banks can serve consumers seeking short-term loans, like those affected by the recent partial closing of the government.

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In finally bagging its white whale, BB&T shakes up banking landscape

02/07/19

BB&T and SunTrust would be able to go toe to toe with the industry's heavyweights.

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Federal regulators should speak with one voice on CRA: Fed’s Brainard

02/01/19

Federal Reserve Board Gov. Lael Brainard said public comments demonstrate a desire among stakeholders for reforms to be implemented consistently across the Fed, OCC and CRA.

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FDIC's small-dollar riddle: How to entice banks, yet stay tough

01/31/19

The agency is exploring how to reopen small-dollar lending options for banks, but consumer groups are urging the agency to maintain pricing limits and other controls.

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