Nonbank players are ready for CECL — are banks?


The accounting standard is coming regardless of a delay. It will bring some nonbank lenders to the forefront of banking competition.


FHFA reverses course, will let VantageScore pitch model to GSEs


The regulator of the government-sponsored enterprises retreated from an earlier proposal that had barred VantageScore because of its ties to the credit bureaus.


Lenders dread prospect of Fannie, Freddie losing CFPB exemption


Many in the industry say releasing GSE-backed loans from stringent underwriting rules has helped the housing market recover, but a new level of regulatory burden could reverse those gains.


A GSE plan before the election has risks — but so does doing nothing


Some believe the administration will delay action on Fannie Mae and Freddie Mac to avoid any political fallout. Others say the window for reform is closing.


6 questions on the CFPB plan to end Fannie and Freddie’s ‘patch’


The mortgage industry was caught off guard by regulators’ decision to cease special treatment for Fannie Mae and Freddie Mac in complying with underwriting rules. But how big of an impact will the new policy have?


CFPB ending special treatment for Fannie, Freddie in mortgage rule


The agency’s director said it will let a temporary GSE exemption from the “qualified mortgage” regulation expire.


FHFA's Calabria: No Trump GSE plan until August or September


Although the presidentially directed reports on housing finance reform are "essentially done," FHFA Director Mark Calabria doesn't expect them to be published until August or September.


Trump team wary of Fannie-Freddie fix before 2020 election


The Trump administration is growing wary of taking bold steps toward freeing Fannie Mae and Freddie Mac from federal control before the 2020 election, said people familiar with the matter, in part because of the political risk of potentially upending the U.S. mortgage market.


What to expect when you're expecting a report on GSE reform


Treasury and HUD are close to unveiling administrative and legislative options for ending the conservatorships of Fannie Mae and Freddie Mac. Will their findings be heavy on detail or leave a lot unanswered?


In reversal, FHFA defends constitutionality of its leadership structure


The agency had decided not to challenge a recent court ruling that its structure violates the separation of powers, but newly confirmed Director Mark Calabria now appears willing to the fight the case.