Where banking-fintech partnerships fall short


Fintechs that simply offer cosmetic upgrades to the cumbersome American banking system won't survive.


Is multiple choice the right way to go on cybersecurity standards?


Regulators are letting banks choose from among four security frameworks, but some observers are urging a more prescriptive approach.


OCC can't claim victory despite dismissal of fintech charter suit


A federal judge blocked state regulators from suing the agency over its new charter, but it’s still unclear whether fintechs would even apply.


Tribal leaders hope CRA plan could help bring more foreign bank help


Native American tribal leaders are hoping foreign banks might step in to provide added assistance if regulators act on a plan leaders have put forward to designate Indian country as its own area under the CRA.


OCC approves Fifth Third’s conversion to national bank


The Cincinnati bank applied in May to convert its Ohio state charter amid an expansion into Texas and Colorado and the completion of its merger with MB Financial.


Judge tosses out state regulators’ challenge of OCC charter a second time


With no fintech applicant officially seeking the agency’s specialized charter, Judge Dabney Friedrich said claims by the Conference of State Bank Supervisors still were not ripe.


CFPB should have a say in bank mergers


An agency with a mission to protect consumers deserves to have a role in approving M&A deals.


Tribes push for historic carve-out in CRA reform plan


Seeking to expand financial services access, tribal officials and some firms want regulators to award Community Reinvestment Act credit to any bank that funds projects in Native American communities.


Regulators aren’t done rolling back Volcker Rule


The agencies handed banks a significant victory when they finalized revisions to the Dodd-Frank proprietary trading ban, but officials also plan to re-propose changes to the “covered funds” section of the rule.


'A compliance nightmare': Comments of the week


Readers react to regulators revamping the Volcker Rule and the U.S. Postal Service getting into banking, criticize HUD's plan to make it harder for consumers to allege discrimination and more.