Risk management

The risk lurking in banks' car loan portfolios

10/16/19

While demand is strong and loan performance generally remains solid, the prevalence of longer loan terms has sparked concern that losses will eventually spike.

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Cut the derivatives business some slack

10/11/19

Federal regulators should amend a capital buffer requirements for certain derivatives to avoid economic damage.

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It's not enough to fix the de novo application process

10/09/19

Even with the FDIC actively encouraging groups to start banks, challenges like raising capital and low interest rates make it tough.

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Bank of America's AI approach: 'Productive paranoia'

10/08/19

A thorough process for approving experiments with artificial intelligence, clear philosophical principles and diverse human involvement are some of the ways BofA says it's working to ensure AI does no harm.

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Dear banker: It ain’t easy being a regulator

10/02/19

Banks need to understand that examiners' job is to call it like they see it.

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Are Trump’s Fed tweets working?; repo turmoil may be here to stay

09/27/19

A research paper says the president’s constant criticisms are driving Fed policy, directly or indirectly; the huge demand by banks for cash may be the result of tougher regulations.

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How serious is Crapo about getting pot banking bill across finish line?

09/13/19

The Banking Committee chairman's comments have advanced legislative efforts, but questions remain about where he'll take the issue.

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Culture problems? This AI can root them out

08/26/19

Banks are using Receptiviti’s software to find signs of stress, collusion and questionable sales practices among employees.

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Deutsche Bank’s CFO: ‘We are taking our responsibilities seriously'

08/22/19

The German bank responds to an op-ed that criticized its restructuring.

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Water shortages are becoming a banking problem

08/21/19

Recent studies offer a dire outlook for water levels in drought-prone states. Some banks are bracing for this risk with changes to underwriting of real-estate-related loans.

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