Regulatory relief

In rebuke of CFPB, states look to get tough on debt collectors

01/15/20

In another sign of state officials trying to outdo the Consumer Financial Protection Bureau, governors in California and New York want greater authority to license and oversee the debt collection industry.

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Regulators aren't only ones at odds over CRA reform

01/14/20

As the regulatory agencies have struggled to reach a consensus, a proposal championed by Office of the Comptroller of the Currency has divided lawmakers and been assailed by community groups.

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CFPB names longtime agency critic to chair consumer task force

01/09/20

Todd Zywicki, a law professor who has sharply criticized the CFPB as an unaccountable bureaucracy, has been named chair of an agency task force identifying potential conflicts and inconsistencies in consumer finance law.

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HUD proposes easing Obama-era fair housing rule

01/07/20

The Department of Housing and Urban Development has proposed an overhaul of an Obama-era rule meant to guide local jurisdictions in how they comply with the Fair Housing Act.

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Regulators raise annual CRA asset thresholds

12/31/19

The three federal agencies announced slight adjustments in the cutoffs for "small" and "intermediate small" institutions for the purposes of Community Reinvestment Act exams.

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Fed could write a new chapter on bank supervision in 2020

12/25/19

With adjustments to the post-crisis regulatory framework now complete, the Federal Reserve may begin the decade year with a focus on supervisory and examination processes.

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10 banking policymakers to watch in 2020

12/19/19

Impeachment continues to dominate Congress, but legislation the industry seeks is still pending and the bank regulators have a full agenda. Here are the figures who will drive the policy debate.

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Where have all the CFPB fair-lending cases gone?

12/16/19

Despite assurances by Director Kathy Kraninger that the agency is cracking down on discrimination, the agency has not filed an enforcement action or sent a Department of Justice referral on a fair-lending violation in two years.

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FHFA proposal would exempt Federal Home Loan banks from stress tests

12/16/19

As required by last year's reg relief law, the agency is planning to raise the asset threshold for organizations conducting a stress test from $10 billion to $250 billion.

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FDIC brokered deposits plan aims to give banks flexibility

12/12/19

The proposal comes after years of criticism that the current policy stifles innovation and hamstrings banks' ability to raise funds.

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