Policymaking

Fed 'independence' is a slippery slope

03/21/19

The role of the central bank has changed over the decades, but presidential pressure on the Fed has been a constant.

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Are regulators close to consensus on CRA reform?

03/18/19

Recent remarks from top officials at the FDIC and Fed suggest the agencies' recent impasse over reforming the Community Reinvestment Act may be ending.

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Better capital standards, not more

03/18/19

Policymakers should continue to simplify requirements, so that banks and regulators alike can focus on the most important measures of stability.

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Crapo planning two days of Senate Banking hearings on GSE reform

03/15/19

The Senate Banking Committee will hold two hearings at the end of March on Chairman Mike Crapo’s most recent framework for housing finance reform.

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‘The mere staffing of CFPB is a waste of money': Comments of the week

03/14/19

Readers debate the merits of activist pressure on bank business, discuss the Trump administration's influence on the CFPB, consider Wells Fargo CEO Tim Sloan's performance before Congress and more.

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Customer-facing employees need to be held accountable in AML fight

03/14/19

With heightened scrutiny from regulators and the public for wrongdoing, financial institutions need to put more focus on preventing mistakes in the first place.

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House lawmakers still divided on flood insurance reforms

03/13/19

The House Financial Services Committee debated legislation Wednesday to reform and reauthorize the National Flood Insurance Program, but no clear solution emerged.

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Don’t leave community lenders behind on GSE reform

03/13/19

As debate over the future of the mortgage finance system heats up, policymakers must ensure that small banks and credit unions maintain equitable access to the secondary market.

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Why are fintechs getting a regulatory pass?

03/12/19

As the fintech industry grows, these companies should face the same tough standards as banks and credit unions.

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A simple fix to brokered-deposit battle

03/12/19

The FDIC should consider limiting its toughest restrictions on brokered deposits to problem banks.

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