housing market

Let’s get housing reform right this time


As lawmakers tackle Fannie Mae and Freddie Mac, any revamp must lessen risk to the mortgage system and U.S. taxpayers.


'Another hysterical voice of doom': Comments of the week


Readers sound off on climate change, the Federal Reserve's incoming real-time payments system, praise efforts for gender pay equity and more.


5 changes lenders want from CFPB’s rewrite of QM rule


Industry groups are calling on the consumer bureau to eliminate the debt-to-income limit for “qualified mortgages” and provide a short-term extension of special treatment for Fannie- and Freddie-backed loans.


Dimon: Treasury’s GSE plan ‘going in the right direction’


JPMorgan CEO Jamie Dimon said at an investor conference that the Trump administration's plan for Fannie and Freddie would provide more opportunities for financial institutions. He also called for an end to the U.S.-China trade war and weighed in on the prospect of interest rates falling to zero.


GSE bailout was really a stickup


The Treasury’s takeover of Fannie Mae and Freddie Mac left legacy shareholders holding the bag.


Taxpayers are the GSEs' true stockholders


Complaints made by legacy shareholders of Freddie Mac have no value after the Treasury Department pumped up Freddie and Fannie Mae through conservatorship.


Recap of Fannie and Freddie must protect shareholder rights


How the Trump administration can recapitalize Fannie Mae and Freddie Mac while remedying jilted private investors.


In mortgages, these banks zigged while many others zagged


While regulation and nonbank competition are spooking some banks, others believe low funding costs and the right relationships can help them succeed.


San Francisco Fed says banks could weather a big hit to housing


America's banks could largely weather a major housing downturn, a new Federal Reserve Bank of San Francisco analysis finds, and that includes thousands of smaller lenders who typically have higher exposure to real estate.


Will Q4 bank earnings surprise?; Credit cards rule payments world


Some big investors think the recent selloff in bank stocks is overdone; despite new ways to pay, credit cards still dominate.