Risk

Coronavirus takes toll on bank M&A

06/29/20

Bank consolidation has been stagnant since the pandemic hit, and the outlook for the rest of the year is bleak.

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The write-downs are coming. Start preparing now.

06/01/20

Periods of significant loan defaults are tough on banks and force unpleasant choices. Here are steps to evaluate collateral in such uncertain times.

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Lender beware: Emergency relief efforts are inherently risky

05/29/20

The takeaway from the PPP rollout is that bankers must protect their reputations and limit their risk appetites as they participate in further government-backed rescue programs.

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Biometric spoofing is harder than people think

05/26/20

New authentication methods make it harder to fake biometrics, Eric Setterberg of Fingerprints argues.

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Twelve years later, another ill-conceived bailout

03/31/20

The 2008 package proved some banks were too big to fail. But the rushed $2.2 billion stimulus shows now any company can be bailed out.

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AI models could struggle to handle the market downturn

03/19/20

Many new artificial intelligence and machine learning methods used for underwriting are not fully equipped to predict defaults.

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Banks cite regulations among reasons for repo spike: Survey

12/19/19

Many large lenders pointed regulatory restrictions on their balance sheets and reduced risk appetite to explain why they stood on the sidelines during the September spike in overnight funding rates, according to a Federal Reserve survey of senior credit officers.

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'What could possibly go wrong?': Comments of the week

11/21/19

Readers react to the FDIC's proposal allowing banks to hire ex-cons, regulators looking into climate-change risk at banks, whether rewards programs drive loyal customers and more.

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New Zealand's progressive approach is a boost for cryptocurrency

09/13/19

The new regulation in New Zealand shows other jurisdictions how best to address cryptocurrencies and their use in payments.

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Credit unions get reprieve (again) on capital rule. Bankers jeer

06/20/19

The NCUA proposed Thursday to put off until 2022 implementation of a rule that would require larger credit unions to hold more risk-based capital.

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