Regulatory reform

What's left of the Volcker Rule after the final rewrite?

08/20/19

After two regulatory agencies adopted final revisions to the rule, Dodd-Frank defenders expressed concern that the amendments to the proprietary trading ban undermined the post-crisis statute.

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Lukewarm reception for FDIC plan to ease deposit rate limits

08/20/19

The agency is trying to update its rate-cap policy for institutions that fall below "well-capitalized." But it remains to be seen if the proposed changes fully address community bankers' concerns.

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Regulators scrap proposed Volcker Rule compliance standard

08/20/19

The agencies had proposed an "accounting prong" as an alternative means to determine which proprietary trades are banned, but their final rule heeded industry concerns that that would be worse than the current approach.

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4 big questions ahead of Volcker 2.0 rollout

08/19/19

Banks stand to enjoy new flexibility in complying with Dodd-Frank’s proprietary trading ban, but it remains to be seen if regulators will grant them all the relief they have sought.

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HUD plan to alter anti-discrimination rule called 'deeply cynical'

08/16/19

The agency says the "disparate impact" standard needs to be amended to align with a recent Supreme Court ruling. But consumer advocates say the change would make it more difficult for borrowers to allege discrimination under the Fair Housing Act.

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Two D.C. firms that have ear of bank execs form alliance

08/16/19

Treliant and Federal Financial Analytics have established a one-stop shop to guide financial institutions through uncertain business and policy times.

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How a Volcker Rule rewrite could backfire

08/13/19

Critics of the Dodd-Frank provision are likely heartened by indications that policymakers may soon finalize a more bank-friendly version of the trading ban, but that relief could come at a price.

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Regulators may end CRA credit for loans to wealthy: OCC’s Otting

08/09/19

Banks currently can help their CRA performance with mortgages to anyone in a distressed neighborhood, but Joseph Otting said officials crafting a reform plan are considering limiting that to lower-income borrowers.

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Is Fed vote on real-time payments a sign of a wider split?

08/07/19

Vice Chairman Randal Quarles’ public dissent raises questions about how the board will proceed on other policy debates.

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2020 race pulls Warren away from Senate Banking

08/06/19

The panel has had 13 public meetings since the Massachusetts senator’s last appearance, in May.

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