News Topic: Fintech

Readers sound off on the use of AI in underwriting, the reasons for the failure of a Milwaukee bank, U.S. banks’ progress in adopting APIs, and more. ... Read full article

Self Lender and Wela, two fintech startups, are making their marks on the savings app space by providing incentives to users to manage their money wisely. ... Read full article

Brent Beardall, who recently took the helm at Washington Federal, discusses having excess capital, myriad potential fintech partners and why he would tweak — not repeal — Dodd-Frank. ... Read full article

Fintech has upended parts of the banking industry and made old ways of doing business obsolete. But that's also what makes it an exciting time to be a banker, says Citizens Bank CEO Bruce Van Saun. ... Read full article

American banks’ slow adoption of application programming interfaces is one reason the world’s largest economy has stumbled in advancing digital banking. ... Read full article

The recent earnings season shined a light on community bankers’ tactical moves. Here’s a look at what some institutions are planning in coming months. ... Read full article

The consumer banking experience still needs work. But instead of investing money in consumer-facing products, we must invest in critical yet less sexy infrastructure improvements. ... Read full article

Fifth Third, Huntington Bancshares and KeyCorp are among the companies backing an effort to bring startups to the Buckeye State. ... Read full article

Despite major fanfare about new challenger institutions or digital-only bank brands, technology and revenue difficulties are among the factors threatening their ability to adapt and grow. ... Read full article

In the way that Gap and Victoria's Secret are ubiquitous in the malls dotting the suburban landscape, it is unlikely fintech partners will be exclusive to one bank. ... Read full article

Irish fintech execs discuss the sector's growth in their country and the opportunities from Brexit. ... Read full article

By banding together, banks can negotiate better terms with startups and other tech companies, the vendor says. ... Read full article

Readers weigh in the effect of Federal Reserve actions on wealth distribution, how a new startup could reduce overdraft fees, Watson's attempts to catch rogue traders, and more. ... Read full article

The online consumer lender has struggled to bounce back from a scandal that turned its fortunes a year ago. ... Read full article

Bankers are well aware of the industry transformation taking place. However, they need to convince employees that change is worthwhile before turning reimagined business models into realities. ... Read full article

The fintech company Truebill, which already cancels recurring subscriptions at customers’ requests, is now challenging banks’ late fees and overdrafts. ... Read full article

The bank uses machine learning to customize content in real time on its website for every user, based on their behavior during their session. ... Read full article

The startup Dave (just Dave) sells an app that forecasts short-term bank balances and sends users small-dollar advances when necessary, part of a wave of efforts to improve consumers’ financial health using digital tools. ... Read full article