How states can still outmatch OCC over fintech
The OCC’s draft fintech charter requirements are far from perfect. States can seize this chance and collectively create a better regulatory environment for fintechs. ... Read full article
The OCC’s draft fintech charter requirements are far from perfect. States can seize this chance and collectively create a better regulatory environment for fintechs. ... Read full article
As blockchain projects have proliferated, the need for them to be compatible with one another has become paramount. ... Read full article
MySpend, the app created by TD Bank and Moven, is a hit in Canada. The companies have signed an agreement to extend exclusivity to the U.S. ... Read full article
From SoFi to Venmo, fintech competitors are creating a customer experience that is so fast and easy community bankers like Julieann Thurlow cannot help but worry. ... Read full article
Google Play and CSFI aim to improve use of financial health apps through a storefront organized by consumers' needs and by publishing a guide for app developers. ... Read full article
Bankers spoke candidly about the ups and downs that partnering with a young tech firm entails at American Banker’s Retail Banking 2017 conference in Miami last week. ... Read full article
Author Rachel Schneider on income volatility problems; Travis Dulaney talks instant payments; American Banker's Mary Wisniewski discusses the OCC's fintech charter, data aggregation battles, and alternative data. ... Read full article
Ann Marie Mehlum, who has joined a lending platform called SmartBiz Loans after stints as a community banker and an SBA official, says the combination of fintech and old-fashioned banking could bring back small-business loans under $100,000. ... Read full article
A faster network is letting the regional bank bring new technology into its branches and share data with fintech partners via APIs. ... Read full article
None of the initial steps banks can take to modernize business lending are cutting-edge innovation ideas, but they can still improve the borrowing experience, giving businesses fewer reasons to look elsewhere. ... Read full article
The Justice Department believes that Pyongyang was behind last year's New York Fed heist; Marcus Schenck, DB's CFO and deputy CEO, may be next in line to head the big German bank. ... Read full article
The German bank said the new space will help its 7,000 bankers in New York connect with startups. ... Read full article
Experian and Finicity have released a product that aims to speed up decisions on mortgage applications, using financial data aggregation technology. ... Read full article
The tech giant said it is enabling third-party developers to create financial services apps in the cloud. ... Read full article
It is easy for banks to get caught up in what appears innovative but ends up being for show. ... Read full article
In a Q&A, CommonBond CEO David Klein discusses how an OCC charter might benefit customers by lowering the cost to run a student loan refinancing business. ... Read full article
Companies that fail to understand blockchain and distributed ledger technologies properly risk making expensive missteps. ... Read full article
With a hand from Geezeo, Jack Henry is rolling out a product that will guide consumers in managing their finances and is said to give banks better insights. ... Read full article
Several startups have announced new funding rounds in the last month. They plan to use the cash to improve their products and ramp up sales. ... Read full article
The private-equity firm Vista Equity Partners will acquire D+H in a deal valued at $3.57 billion. ... Read full article