Federal Home Loan Banks

How a tweak to the Federal Home Loan banks could save cities


Congress should pass legislation that would allow Home Loan banks to backstop deposits by local governments at commercial banks and lower the cost of bond financing, two mayors argue.


FHFA identifies supervisory concerns at two Federal Home Loan banks


The agency flagged faulty risk management and other issues at the Federal Home Loan Bank of Des Moines and Federal Home Loan Bank of San Francisco in exams conducted last year.


Trade orgs say FHLBank targets may increase small member participation


Groups representing community banks and credit unions generally support the new percentage-based goals set by the Federal Housing Finance Agency.


FHLB of San Francisco offers aid for banks fighting pandemic strains


The Home Loan bank will make zero-interest loans, match charitable donations that members make to nonprofits and small businesses, and provide additional funding for economic development grants.


Federal Home Loan banks to offer more liquidity for PPP lenders


The policy move will allow small institutions participating in the Paycheck Protection Program to pledge business loans as collateral to obtain advances.


Banking on Alexa, fintech enemy no. 1, coronavirus: Top stories of the week


A handful of banks keep trying to make the customer-Alexa connection happen; banks are more worried about payments firms than other types of fintechs; how financial institutions are coping with COVID-19; and more from this week’s most-read stories.


Should regulators close the door to new FHLB entrants, or open it wide?


An effort by the Federal Housing Finance Agency to examine membership rules for the Federal Home Loan Bank System is reigniting an argument over whether to allow more nonbanks in or impose tougher barriers.


FHFA to take closer look at FHLB membership rules


The agency plans to conduct a review of how it regulates the 11 Federal Home Loan banks amid concerns that some companies are inappropriately seeking a back door into the Home Loan Bank System.


FHFA proposal would exempt Federal Home Loan banks from stress tests


As required by last year's reg relief law, the agency is planning to raise the asset threshold for organizations conducting a stress test from $10 billion to $250 billion.


5 takeaways on industry’s health, from FDIC’s 1Q report


Wider net interest margins compared to a year earlier helped make up for a slight decline in loan balances, as nearly two-thirds of banks reported higher profits in the first quarter.