Policymaking

An insider's account: The making of the MOBILE Act

05/02/18

How a measure to make opening online accounts easier was crafted — and why it needs to pass Congress.

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Mulvaney comments on lobbyist meetings may be illegal, Democrats say

05/01/18

The acting Consumer Financial Protection Bureau director should be investigated for potential Hatch Act violations following his controversial remarks at a banking industry conference, Senate Democrats said Tuesday.

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Postal banking is back on the table. Here's why that matters

04/26/18

Whether you like the idea or hate it, expect to hear a lot more about postal banking over the next two and a half years.

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What's in a name? For Mulvaney's CFPB, quite a lot

04/25/18

The acting director’s effort to rename the agency is about more than rearranging a few words.

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Regulators, smaller banks still need to sweat the details on CECL

04/20/18

A new accounting standard will soon go into effect, but banks still lack clarity on how to conform.

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Fed risks doubling down on flawed G-SIB surcharge

04/19/18

Two recent central bank proposals may exacerbate problems with the agency’s capital surcharge for big banks.

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‘Don’t let the bastards get you down’: Cam Fine says goodbye to D.C.

04/18/18

The outgoing head of the ICBA reflects on how technology and partisan politics have changed policymaking over the past 15 years.

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Regulators are fueling another housing boom

04/12/18

The government is pushing up mortgage prices to dangerous levels by easing credit standards in a market where supply is low but demand is high.

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Time's up: GSE reform ain't happening this year

03/30/18

Momentum to overhaul the mortgage finance system had been slipping, and with Democrats divided over the Senate's banking relief bill there's virtually no chance more bipartisan deals can be worked out.

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Consumers lose when small banks can't compete

03/29/18

Burdensome regulation has made it hard for community institutions to operate alongside bigger rivals, leaving consumers with less choice and more expensive banking options.

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