Community banking

Deposit rate cap epitomizes bad regulation for small banks

04/10/19

The decade-old rule, now under review, is outdated and another example of one-size-fits-all regulation, community bankers say.

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First Financial in Ohio charges off $10M loan to restaurant franchise

04/09/19

The company warned that the move will likely reduce its first-quarter profit by $8 million.

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Mortgage lender poised to begin digital bank experiment

04/09/19

Gateway Mortgage Group’s dream of being a national, diversified financial services player will hinge on its effort to turn a community bank into an online-only platform.

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Century founder Marshall Sloane remembered for banking savvy, lending discipline

04/09/19

Sloane, who died on Saturday, refused to bulk up on commercial real estate loans, a move that helped him survive two severe economic downturns.

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One small bank's formula for competing with the heavyweights

04/09/19

Jill Castilla, CEO of Citizens Bank of Edmond, has taken steps to help her bank stand out from the crowd.

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HomeStreet selling $14B in MSRs to New Residential, PennyMac

04/08/19

The moves are part of an ongoing effort by the Seattle bank to largely exit mortgage lending.

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The Chemical-TCF merger that almost wasn’t

04/08/19

The companies had planned to make Chemical CEO David Provost the new leader before October's market gyrations led them to break off talks. When they revisited the deal, several things changed — including Provost's role.

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Franklin Financial braces for loan loss from shared national credit

04/08/19

The Tennessee company has set up a $3.5 million reserve associated with the unnamed borrower.

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Small banks try new approach to stanch deposit bleeding

04/05/19

Community banks are relying more on analytics, incentives and business partnerships in hopes of stemming an outflow of deposit relationships.

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Entegra settles with adviser over unexpected merger expense

04/04/19

The North Carolina company was hit with a tax penalty tied to its purchase of Chattahoochee Bank of Georgia.

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