Debt-based driving restrictions: new resources
Professor Kate Elengold and UNC Law 2L Michael Leyendecker have just posted very useful reports for no charge on the Social Science Research Network. ... Read full article
News Topic: Credit Reporting
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CFPB signals imminent crackdown on 'junk data' in credit reports
New Book Alert: Delinquent
Reaching the invisibles
CFPB says onus on credit screening companies to guard consumer privacy
Lenders' use of rent data in loan decisions helps homebuyers, but dangers lurk
Klarna to report users' payment performance to credit agencies
Buy now/pay later could help young consumers build credit histories
Black-owned fintech Esusu hits unicorn status with SoftBank-led round
New Year, New Data in Your Credit Score
During 2021, reports from the CFPB and consumer advocates spotlighted the role of credit scoring in people's financial growth or stagnation and decline. These reports emphasized racial and ethnic disparities in credit scores and in complaints about ... Read full article
Congress urges CFPB to crack down on inaccurate credit reports
‘Shoddy’ screening methods by credit reporting firms are illegal: CFPB
People of color, young borrowers likelier to file credit disputes: CFPB
Alternative credit metrics work. Lenders should embrace them.
Fintech backed by NBA's Curry aims to help consumers build credit
A government-run credit bureau? Lawmakers sharply divided over idea.
Court trims TransUnion penalty for errors in IDs of potential terrorists
'Credit washing' scams harm lenders and honest borrowers
Why are complaints about credit bureaus soaring?
CFPB complaints skyrocket as credit reporting issues again top the list
Complaints to the Consumer Financial Protection Bureau jumped 54% to 542,300 in 2020. Concerns about credit reports have long outnumbered those in other categories and jumped significantly as a share of the total from 2019. ]] ... Read full article