Commercial lending

PNC’s expansion yields dividends ahead of schedule, executives say

10/16/19

The Pittsburgh company’s “branch lite” approach to retail and middle-market banking in new markets will break even sooner than expected and has had a noticeable impact on loans and deposits.

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Rising deposit costs eat into Comerica's 3Q profit

10/16/19

The Dallas company also warned of a decline in net interest income this quarter due to the anticipated impact of Federal Reserve interest rate cuts on loan yields.

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JPMorgan finds a way out of economic maze. Can others?

10/15/19

Its quarterly results show lower rates and emerging credit risks can be overcome. Whether most banks have all the same levers to pull is another matter.

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Banks’ next headache? Loans to manufacturers

10/15/19

Slowdowns in new factory orders and production, largely tied to the trade war with China, could translate to more defaults among industrial clients.

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What’s fueling Citizens’ westward expansion

10/09/19

The Providence, R.I., bank recently installed a new regional head in California to oversee a commercial banking expansion into five western states. The bank says it’s trying to craft a successful growth strategy while reassuring investors it isn’t overreaching.

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Atlanta becoming hot spot for branch expansion

10/08/19

A strong economy, low-cost deposits and disruption from M&A are presenting opportunities.

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Sterling in N.Y. continues to reshape its loan book with acquisitions

10/07/19

The company has agreed to buy a portfolio of commercial loans from Santander Bank.

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Virtual Currency's New Frontier: Cryptocollateral

09/30/19

States are just beginning to regulate cryptocurrency as a credit collateral for lenders. More can be done.

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What Middle East turmoil could mean for U.S. energy lenders

09/23/19

The rise in prices caused by the attacks on Saudi Arabian oil installations should help banks recoup some losses from the 2016 downturn. Harder to gauge is the impact the price volatility will have on U.S. energy production and, in turn, loan demand.

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Easy credit's latest twist: Loans to companies with no income

09/20/19

By turning to investors outside traditional banking, private-equity firms are finding it easier than ever to get loans to finance their buyouts of corporations that are nowhere close to being profitable.

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