Net interest margin

C&I picture brightens for regional banks


Commercial lending was sluggish in 2019, but leaders at Huntington, KeyCorp and M&T are encouraged that rates are stabilizing and business sentiment is improving.


Northern Trust gets boost from investment arms of wealthy families


Fourth-quarter fees earned from managing the assets of family offices rose 12% and were a powerful counterbalance to tighter margins.


Signature chief expects stable margins, volatile provisions in 2020


While the New York bank has a handle on deposit pricing, Joseph DePaolo said a new accounting standard will play tricks with how it addresses credit quality.


Eagle strikes optimistic tone despite lower 4Q performance


While the Maryland company claimed it has margins and credit issues under control, it couldn't provide any clarity on rising legal expenses.


BofA chief emphasizes 'responsible growth' to counter rate pressure


Brian Moynihan said banks must be mindful of pricing and risk as they contend with lower yields on loans and securities.


How JPMorgan plans to keep the momentum going


The country's biggest bank is leaning more on fee income to offset rate pressures, expanding in selected U.S. cities and laying the groundwork for operations in China that CEO Jamie Dimon hopes will endure “for 100 years.”


UBS is latest to downgrade shares of big banks


Net interest margin pressure, modest loan growth and limited operating leverage could weigh on bank stocks in 2020, UBS analysts said.


Mergers of equals are hard. For small banks, they're even harder.


Steuben Trust received two bites from potential MOE partners, but the New York bank’s lightly traded stock and many other challenges forced a sale to a much larger rival instead.


Why the C&I slowdown is likely to persist in 2020


Political uncertainty, sector-specific concerns as well as interest rate and labor trends may continue to depress commercial and industrial lending in the coming months.


Threat of negative rates has banks setting floors on loans


Many lenders are establishing a firm bottom on variable interest rates amid intense competition for commercial credits, rising deposit costs and the possibility that the Fed could take rates to unprecedented lows.