Credit quality

M&A, hiring, credit quality: What's on minds of midsize bank execs

02/03/20

Certain loan segments are showing signs of deterioration, but consumer lending and digital banking are bright spots. Meanwhile, bankers are eyeing opportunities to improve efficiency, add scale and take advantage of M&A disruption. Here's what to expect from smaller regionals in the year ahead.

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Leveraged loan risk remains 'elevated,' regulators warn

01/31/20

Nonbanks hold a disproportionate percentage of the worst-rated loans, but banks hold a majority of the market, and risk management safeguards are largely untested, according to an interagency report on shared national credit.

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Credit woes weigh down Hanmi's quarterly results

01/29/20

The Los Angeles company set aside more money to cover a problem loan after an updated appraisal of the credit's collateral.

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Damage report: Popular’s running toll of natural disasters

01/28/20

The largest bank in Puerto Rico said hundreds of millions of dollars of its mortgages and consumer loans are tied to the parts of the island hit by the recent quake or still recovering from two hurricanes.

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Discover's shares tumble after warnings on costs, credit quality

01/24/20

The credit card lender has seen problem loans spike since it introduced a feature that lets at-risk customers restructure loans through its online and mobile channels.

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Tennessee bank's sale a cautionary tale on out-of-market lending

01/22/20

Franklin Financial agreed to be sold less than a year after issues surfaced in its portfolio of shared national credits.

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Comerica stung by falling oil prices

01/21/20

The Dallas bank’s troubled energy loans reached a nearly two-year high as crude prices plummeted.

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Bank OZK chief preaches patience to nervous investors

01/17/20

The Arkansas bank is bracing for a rough 2020 amid record prepayments and a big substandard loan in its commercial real estate book, but CEO George Gleason insists shareholders will see "a nice payoff" in the long run.

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Alternative data is not the enemy of underwriting

01/14/20

Regulators are beginning to recognize the importance of using alternative data to provide credit for the underbanked. Now is the time to expand its use across the industry.

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GSE investors better beware underlying risks

01/02/20

The FHFA’s attempt to move some of its balance sheet into the private sector could leave investors with greater liabilities than they were initially told.

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