Banking groups to regulators: Codify policy on supervisory guidance


The federal agencies said in a recent statement that “guidance does not have the force and effect of law,” but two trade groups say that standard should be more binding.


NCUA approves risk-based capital changes, setting stage for new banker battle


Credit unions won't have to comply with the controversial rule until at least 2020, but a separate proposal on alternative capital could raise the ire of banking groups.


Supreme Court clash puts regulatory nominees on back burner


At least six Trump administration picks to fill financial posts are still pending, but the bitterly partisan divide over Judge Brett Kavanaugh has taken up most of the energy in Congress.


Appraisers balk at plan to 'virtually eliminate' SBA property valuations


The House of Representatives passed two bills that would tie appraisal waivers for Small Business Administration loans to bank rules for commercial real estate loans, despite objections from the Appraisal Institute about its members being cut out of transactions.


NCUA one-ups bank regulators in easing appraisal limit


Following an increase in the CRE appraisal threshold for community bankers earlier this year, the National Credit Union Administration has proposed an even bigger shift for CUs.


Credit unions push NCUA for exam parity with small banks


The Credit Union National Association believes the NCUA has not moved quickly enough to grant an 18-month exam cycle to credit unions with $3 billion or less in assets.


Senate banking panel postpones hearing on reg relief implementation


The Senate Banking Committee said it is postponing a hearing on the implementation of regulatory relief for "logistical reasons."


Regulators clarify that guidance does not have the force of law


Regulators will continue to issue guidance to articulate general views on appropriate practices, but they will not issue enforcement actions based on violations.


CUs are not neglecting their core membership


Credit unions remain committed to their central missions as they grow, says PenFed’s chairman.


Pressure mounts on FDIC, Fed to follow OCC’s small-dollar lead


The Office of the Comptroller of the Currency’s bulletin is seen as just one piece of the regulatory puzzle to coax banks into installment lending.