Financial regulations

Fed 'independence' is a slippery slope

03/21/19

The role of the central bank has changed over the decades, but presidential pressure on the Fed has been a constant.

[more]

HSBC plans global banking overhaul; Merkel to sit out merger talks

03/20/19

The bank aims to revitalize with internal promotions; German chancellor will let the country’s two biggest banks work things out themselves.

[more]

Are regulators close to consensus on CRA reform?

03/18/19

Recent remarks from top officials at the FDIC and Fed suggest the agencies' recent impasse over reforming the Community Reinvestment Act may be ending.

[more]

Better capital standards, not more

03/18/19

Policymakers should continue to simplify requirements, so that banks and regulators alike can focus on the most important measures of stability.

[more]

‘The mere staffing of CFPB is a waste of money': Comments of the week

03/14/19

Readers debate the merits of activist pressure on bank business, discuss the Trump administration's influence on the CFPB, consider Wells Fargo CEO Tim Sloan's performance before Congress and more.

[more]

Why are fintechs getting a regulatory pass?

03/12/19

As the fintech industry grows, these companies should face the same tough standards as banks and credit unions.

[more]

A simple fix to brokered-deposit battle

03/12/19

The FDIC should consider limiting its toughest restrictions on brokered deposits to problem banks.

[more]

Three big questions as Wells Fargo’s CEO heads to Capitol Hill

03/11/19

How well Tim Sloan fares before the House Financial Services Committee will hinge largely on his ability to stay on message in the face of what is expected to be sharp criticism from Democratic lawmakers.

[more]

Bank deposit advances are payday loans in disguise

03/08/19

Recent history shows how dangerous these short-term products can be without appropriate guidelines in place.

[more]

'What the heck do you think the CFPB was set up for?': Comments of the week

03/07/19

Readers consider Square's bid to become an industrial loan company, weigh the Federal Deposit Insurance Corp.'s oversight of brokered deposits and debate reforms to the Consumer Financial Protection Bureau.

[more]