Housing finance reform

Fannie and Freddie get to keep their earnings. Now what?

10/04/19

Allowing the mortgage giants to retain profits resolves a short-term capital shortfall, but how much capital they would need after exiting conservatorship is still the bigger question.

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Fannie, Freddie will retain $45B in capital in first step toward privatization

09/30/19

The move to alter the government's preferred stock purchase agreements is the first major one under FHFA Director Mark Calabria's tenure to wind down the conservatorship of the government-sponsored enterprises.

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'Another hysterical voice of doom': Comments of the week

09/26/19

Readers sound off on climate change, the Federal Reserve's incoming real-time payments system, praise efforts for gender pay equity and more.

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GSE investors seek Supreme Court ruling on FHFA constitutionality

09/26/19

The shareholders' claims against Fannie Mae and Freddie Mac's regulator mirror arguments in cases challenging the Consumer Financial Protection Bureau.

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Trump housing plan could have unintended consequences for FHA

09/19/19

The proposed reforms of Fannie Mae and Freddie Mac have gotten all the attention, but the administration also wants to scale back the Federal Housing Administration, expand its capital cushion and adopt risk-based pricing. Some of the ideas have former agency officials concerned.

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The ball is in FHFA’s court for reforming the GSEs

09/17/19

The FHFA can go beyond a recent Trump administration report to level the playing field between the private sector and Fannie Mae and Freddie Mac.

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'The assault here is on due process': Comments of the Week

09/12/19

Readers react to the Trump administration's release of a housing finance reform plan, a proposal by HUD to redefine "disparate impact," and challenger bank claims they can end bank fees for good.

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FHFA's Calabria details next steps on GSE reform

09/11/19

The regulator for Fannie Mae and Freddie Mac suggested that a finalized capital framework for the two mortgage giants could be published by the end of the year.

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Treasury mulling appeal of GSE investor ruling to high court: Mnuchin

09/10/19

Federal appeals court judges in New Orleans on Friday appeared to back claims by investors that Treasury's "net worth sweep" is illegal.

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Path to a GSE bill still fraught despite Treasury plan

09/10/19

Senate Banking Committee members feel urgency to pass a bill dealing with Fannie Mae and Freddie Mac, but the same obstacles that have stalled congressional action for years remain.

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