PMI

No, the FHA should not be pushed to the brink again

12/27/19

Now is not the time for the government to cut Federal Housing Administration premiums and enter new segments of the housing market.

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Analyst coverage of Fannie another sign GSE privatization gaining steam

04/08/19

B. Riley FBR initiated equity coverage of the mortgage giant, citing housing finance reform proposals that could result in Fannie and Freddie Mac being released from conservatorship.

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What Calabria at FHFA would mean for GSE reform

12/10/18

The administration’s reported interest in having the White House aide run Fannie Mae and Freddie Mac's regulator signals a focus on constraining the mortgage giants’ role in the housing market.

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Fannie Mae, Freddie Mac tighten capital rules for PMI companies

09/27/18

Fannie Mae and Freddie Mac issued new capital requirements for private mortgage insurers that will create big swings in carriers' asset reserves.

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Fannie's take on paying for PMI seeks to avoid 'charter creep' criticism

07/10/18

A Fannie Mae test to handle the private mortgage insurance process for lenders may raise concerns that it's going outside the scope of its secondary market mission. But the effort reflects its mandate to explore new credit-risk transfer alternatives, a company executive said.

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Charter creep concerns resurface in Freddie's new risk-sharing pilot

03/14/18

Freddie Mac and Arch Capital are testing a new form of risk-sharing deal to boost investor appetite for low down payment mortgages. But the pilot is raising concerns about "charter creep" because it dictates private mortgage insurance decisions typically made by lenders.

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Upbeat FHA outlook in Trump budget renews calls for premium reduction

02/13/18

The new budget proposal projects a very profitable Federal Housing Administration in fiscal year 2019, but there are no indications the FHA will reduce its mortgage insurance premiums anytime soon.

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Fannie Mae's delinquency rate returns to high last seen in March

01/02/18

Fannie Mae's serious delinquency rate climbed to a high not seen since March 2017, but remained lower than it was 12 months prior.

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FHA condo loans slipped under Obama. Trump’s HUD eyes a comeback

12/13/17

The Obama administration had tried to ease restrictions on the Federal Housing Administration's condominium program, but the agency under President Trump is seen as moving more aggressively.

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FHA losing customers rapidly as premiums spur refinancing

11/07/17

More FHA homeowners than expected are refinancing out of the program and into conventional mortgages, despite an increase in mortgage rates over the past year.

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