Housing affordability

Bipartisan bill aims to offer savings accounts for down payments


The American Dream Down Payment Act would let states establish and manage accounts, which would be similar in structure to 529 college savings plans.


GSE capital plan would make buying a home more expensive, critics say


The FHFA’s proposal is intended to strengthen Fannie Mae and Freddie Mac, but many experts warn that it could boost guarantee fees for lenders that they say may be passed on to borrowers.


HUD should scrap its new fair housing plan


The agency issued a fair housing proposal last month that would perpetuate segregation and make it harder to detect discrimination.


A Community Reinvestment Act that works for everyone


Comptroller of the Currency Joseph Otting explains why his agency and the Federal Deposit Insurance Corp. have moved forward with a proposal to change the 42-year-old CRA.


Let’s rethink how CDFIs are examined


These community development-focused banks need tailored regulations to expand their purpose in helping underserved areas.


HUD asks for input on policies that may limit affordable housing


The Department of Housing and Urban Development is seeking public feedback on federal, state and local laws and regulations that may inhibit affordable housing or constrain the supply of housing.


FHFA's Calabria is open to wiping out Fannie, Freddie shareholders


At a House hearing covering a whole host of housing finance reform topics, Fannie Mae and Freddie Mac's regulator said "if the circumstances" call for eliminating investors, "we will."


The ball is in FHFA’s court for reforming the GSEs


The FHFA can go beyond a recent Trump administration report to level the playing field between the private sector and Fannie Mae and Freddie Mac.


FHFA boosts multifamily lending caps for Fannie and Freddie


The Federal Housing Finance Agency is revising the multifamily loan purchase caps for the mortgage giants Fannie Mae and Freddie Mac to increase affordable housing.


The case for market-based CRA reform


Many oppose a metric-based approach, but there are ways it could actually work.