Housing affordability

A Community Reinvestment Act that works for everyone


Comptroller of the Currency Joseph Otting explains why his agency and the Federal Deposit Insurance Corp. have moved forward with a proposal to change the 42-year-old CRA.


Let’s rethink how CDFIs are examined


These community development-focused banks need tailored regulations to expand their purpose in helping underserved areas.


HUD asks for input on policies that may limit affordable housing


The Department of Housing and Urban Development is seeking public feedback on federal, state and local laws and regulations that may inhibit affordable housing or constrain the supply of housing.


FHFA's Calabria is open to wiping out Fannie, Freddie shareholders


At a House hearing covering a whole host of housing finance reform topics, Fannie Mae and Freddie Mac's regulator said "if the circumstances" call for eliminating investors, "we will."


The ball is in FHFA’s court for reforming the GSEs


The FHFA can go beyond a recent Trump administration report to level the playing field between the private sector and Fannie Mae and Freddie Mac.


FHFA boosts multifamily lending caps for Fannie and Freddie


The Federal Housing Finance Agency is revising the multifamily loan purchase caps for the mortgage giants Fannie Mae and Freddie Mac to increase affordable housing.


The case for market-based CRA reform


Many oppose a metric-based approach, but there are ways it could actually work.


The Fed’s remarkable turnaround on CRA


The central bank has a long history of fighting reforms to the Community Reinvestment Act, until now.


Trump forms White House council to ease barriers to affordable housing


The president signed an executive order Tuesday establishing a White House council dedicated to examining regulatory barriers to affordable housing.


HUD down-payment policy harms first-time buyers


The agency’s new guidance would limit some nonprofits’ ability to help borrowers pay their down payments, leading to higher home costs.