Housing finance reform

Will GSE reform come from the White House, Congress ... or both?

02/05/19

Recent developments give the impression that the administration and lawmakers are in direct competition, but the ultimate framework may rely on coordination from both branches of government.

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GSE reform, CFPB underwriting rule are on collision course

02/04/19

Absent some policy change, nearly a third of the loans backed by Fannie Mae and Freddie Mac could be in violation of the Consumer Financial Protection Bureau's Qualified Mortgage rule in two years.

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Cheat sheet: Crapo plan reasserts Capitol Hill’s role in GSE reform

02/01/19

Just as the Trump administration appears focused on releasing a framework without Congress, the Senate Banking Committee has re-entered the policy fray with a new proposal.

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Crapo shakes up GSE reform with housing finance plan of his own

02/01/19

The Senate Banking Committee chairman released an outline for overhauling the U.S. housing finance system more than 10 years after the government put Fannie Mae and Freddie Mac into conservatorship.

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Changes to capital rules should be part of GSE overhaul

02/01/19

As policymakers consider administrative reforms to Fannie and Freddie, they must address the problem of capital arbitrage to avoid overleveraging the mortgage system.

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'Can it be that these people take themselves seriously?': Comments of the week

02/01/19

Readers weigh in on calls that regulators consider the financial risks from climate change, respond to Trump administration plans to overhaul the housing finance system, consider GOP strategy on the House Financial Services Committee and more.

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FHFA's Otting gives Democratic leaders little detail on GSE plans

01/30/19

The agency's acting director said he welcomes lawmakers' “insight and perspective” on how to end the conservatorships of Fannie Mae and Freddie Mac.

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Shares of Fannie, Freddie fall as hopes for quick-fix plan fade

01/29/19

A White House spokeswoman said the administration wants to work with Congress on a housing finance reform plan, providing evidence that changes might not be imminent.

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GSEs, data security top Senate Banking's agenda

01/29/19

Fixing the housing finance system is "the last piece of unaddressed business from the financial crisis," according to a summary of to-do items released by the Banking Committee's chairman.

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What is Otting's plan for GSE reform? It's complicated

01/28/19

The acting head of the Federal Housing Finance Agency has promised substantial changes for Fannie Mae and Freddie Mac, but the exact mechanics and timeline of an administration plan are still a mystery.

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