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Words of Wisdom for High School Graduates

06/06/11

avoid credit cardsYesterday, my son graduated from high school.   His class selected a math/environmental sciences teacher named Nicole Brite to deliver the faculty address to the senior

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Reaffirmation Requires Written and Signed Contract Between You and Your Creditor

05/30/11

reaffirmation agreement in chapter 7I have written before about the pros and cons of entering into a reaf

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Are Social Security Overpayments Dischargeable in Bankruptcy?

05/25/11

social security demands repaymentBecause I handle both personal bankruptcy cases and Social Security disability cases, I

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Reaffirmation of Debt Need Not be Under Same Terms as Original Loan

05/09/11

negotiation with credtorsMost people know that Chapter 7 allows you to wipe out unsecured debt – credit card bills, medical debt and other

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Bankruptcy Fraud: Don't Cross that Line!

04/15/11

bankruptcy fraudThe Associated Press reports that former baseball star Lenny &

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What is a Redemption of Property in Chapter 7

03/19/11

If you are purchasing a vehicle and you file Chapter 7, your options are (1) surrender the vehicle, (2) reaffirm the existing loan, or (3) redeem the vehicle by paying the lender fair market value.  Redemption, which is described at Section 722 of the Bankruptcy Code used to be an uncommon choice.  More recently, however, several lenders have entered the market to finance Section 722 redemptions.  In this video, I discuss how redemptions work and how to know if a Motion for Redemption under Section 722 is a good idea.

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Supreme Court Hands Credit Card Companies a Big Win

01/12/11

auto ownership expense denied in means testYesterday, the U.S. Supreme Court issued a creditor friendly decision in the case of

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Tiny, Hidden Credit Report Errors Can Lead to Bankruptcy

12/12/10

Credit reporting mistakesThe Wall Street Journal recently published a new story entitled

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Authorities Halt "Unconscionable" Scam by Collection Agency

11/02/10

Unicredit scamMy Bankruptcy Law Network colleague Dana Wilkinson, who practices in South Carolina, reports on

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Will Bankruptcy Issues Affect Georgia Governor's Race?

09/19/10

Nathan Deal under scrutiny for financial woesIf you have been reading your local newspapers, you may be aware that Nath

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