Post bankruptcy credit rebuilding

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One of the issues that many of my bankruptcy clients have in common has to do with lack of budgeting. Most of us have a general idea about our income and expenses but very few people sit down and write out a formal budget.

I enjoy meeting with my clients to discuss solutions to debt problems.  And over the years I have met some really pleasant and interesting people.  That being said, I hope that when your bankruptcy case is over, I will never see you again – at least for a

I have written before about the pros and cons of entering into a reaf

I have written before about the pros and cons of entering into a reaf