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Can Facebook Ruin Your Bankruptcy?

06/08/11

social media and bankruptcySocial Media sites, and Facebook in particular, have changed the practice of law.  Divorce lawyers regularly review the opposing party's Facebook profile for evidence of adulte

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Words of Wisdom for High School Graduates

06/06/11

avoid credit cardsYesterday, my son graduated from high school.   His class selected a math/environmental sciences teacher named Nicole Brite to deliver the faculty address to the senior

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Reaffirmation Requires Written and Signed Contract Between You and Your Creditor

05/30/11

reaffirmation agreement in chapter 7I have written before about the pros and cons of entering into a reaf

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Are Social Security Overpayments Dischargeable in Bankruptcy?

05/25/11

social security demands repaymentBecause I handle both personal bankruptcy cases and Social Security disability cases, I

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Reaffirmation of Debt Need Not be Under Same Terms as Original Loan

05/09/11

negotiation with credtorsMost people know that Chapter 7 allows you to wipe out unsecured debt – credit card bills, medical debt and other

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Bankruptcy Fraud: Don't Cross that Line!

04/15/11

bankruptcy fraudThe Associated Press reports that former baseball star Lenny &

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What is a Redemption of Property in Chapter 7

03/19/11

If you are purchasing a vehicle and you file Chapter 7, your options are (1) surrender the vehicle, (2) reaffirm the existing loan, or (3) redeem the vehicle by paying the lender fair market value.  Redemption, which is described at Section 722 of the Bankruptcy Code used to be an uncommon choice.  More recently, however, several lenders have entered the market to finance Section 722 redemptions.  In this video, I discuss how redemptions work and how to know if a Motion for Redemption under Section 722 is a good idea.

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What is "Lien Stripping" and Can I Use it to Reduce my Mortgage Payments

12/20/10

mortgage lien stripWith the decline in Atlanta area housing values, a seldom used bankruptcy technique has taken on new life.  The technique is called "lien stripping" and it arises from Bankruptcy Code Section 50

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Authorities Halt "Unconscionable" Scam by Collection Agency

11/02/10

Unicredit scamMy Bankruptcy Law Network colleague Dana Wilkinson, who practices in South Carolina, reports on

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