Disclosure's great, but what consumers really need is protection


In "Democracy Declined," Duke public policy professor Mallory SoRelle argues that policymakers should be more aggressive in combating unfair lending practices.


A world of regulatory pressure on installment lenders


The fast-growing buy now/pay later industry is drawing scrutiny from legislators and regulators who fear it could become predatory.


Loss provisions, low interest rates could threaten profits, OCC says


While national banks have remained strong during the pandemic, they are still navigating risks from a murky credit environment and other potential warnings signs, according to a report by the Office of the Comptroller of the Currency.


Now is not the time to freeze small-business lending


Credit is tightening to 2008 levels at a time when small businesses need help the most, former SBA chief Karen Gordon Mills says.


OCC announces initiative to expand credit access in Los Angeles


The effort is the first offshoot of Project REACh, which is designed to bring together business leaders, government officials and advocates to help improve financial services options for disadvantaged communities.


States entice fintechs by giving them freedom to experiment


Florida and West Virginia recently joined four other states in setting up regulatory sandboxes that allow startups to test products with consumers without obtaining a license.