credit

Disclosure's great, but what consumers really need is protection

03/08/21

In "Democracy Declined," Duke public policy professor Mallory SoRelle argues that policymakers should be more aggressive in combating unfair lending practices.

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A world of regulatory pressure on installment lenders

01/21/21

The fast-growing buy now/pay later industry is drawing scrutiny from legislators and regulators who fear it could become predatory.

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Loss provisions, low interest rates could threaten profits, OCC says

11/09/20

While national banks have remained strong during the pandemic, they are still navigating risks from a murky credit environment and other potential warnings signs, according to a report by the Office of the Comptroller of the Currency.

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Now is not the time to freeze small-business lending

11/02/20

Credit is tightening to 2008 levels at a time when small businesses need help the most, former SBA chief Karen Gordon Mills says.

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OCC announces initiative to expand credit access in Los Angeles

10/30/20

The effort is the first offshoot of Project REACh, which is designed to bring together business leaders, government officials and advocates to help improve financial services options for disadvantaged communities.

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States entice fintechs by giving them freedom to experiment

08/26/20

Florida and West Virginia recently joined four other states in setting up regulatory sandboxes that allow startups to test products with consumers without obtaining a license.

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