How can you best protect yourself when the national and local economies are rocked by unexpected disruptions? Almost overnight, the spread of the COVID-19 coronavirus has decimated dozens of industries – food service, hospitality, retail, transportation, ... Read full article
How should you handle your creditors if you experience an unexpected drop in income, a layoff or loss of that part time job that was keeping you afloat? ... Read full article
“Can I be thrown in jail for not paying my credit card debt?” What about other unsecured debt like a broken apartment lease, a car repossession deficiency, medical bills or personal loans? ... Read full article
This is not a trick question. I received this letter today from American Express regarding the balance owed by one of my Chapter 13 bankruptcy clients whose case was dismissed. The letter acknowledges that because of the age of the debt, Amex cannot sue ... Read full article
A 2017 ruling by the Georgia Supreme Court most likely represents a significant weakening to a ... Read full article
Late night comedian John Oliver recently offered his unique and humorous take on the debt buying industry, noting that collection agencies are responsible for more lawsuits than any other type of plaintiff, and that many of these lawsuits claim money ... Read full article
If you have never heard the term “debt buyer,” you might be amazed to learn that large companies exist solely for the purpose of buying and selling consumer debt. These companies buy and sell billions of dollars of debt. Some are part of public companies ... Read full article
The Consumer Financial Protection Bureau (a federal agency) has filed a lawsuit in federal ... Read full article
On May 8, 2014 the 11th Circuit Court of Appeals released an interesting ruling denying a claim for damages filed by Chapter 13 debtors against their mortgage company. The Lodge v. ... Read full article
Were you aware that credit reporting agencies (Equifax, Experian and Trans Union) have assigned you a score which reflects the likelihood that you ... Read full article
Were you aware that credit reporting agencies (Equifax, Experian and Trans Union) have assigned you a score which reflects the likelihood that you ... Read full article
A recent article in The New York Times ... Read full article
Last week, my secretary left me a message that read as follows: ... Read full article
A recent article in The New York Times ... Read full article
Last week, my secretary left me a message that read as follows: ... Read full article
Last week, my secretary left me a message that read as follows: ... Read full article
Last week, my secretary left me a message that read as follows: ... Read full article
