I know I’m carrying around some extra weight. But I don’t think it’s quite double insulation. That sounds like something you need if you’re going on a polar expedition or are really concerned about the heating bill. But the concept of "dual insulation" plays a big role in the Fifth Circuit’s decision in Community Financial Services Association of America, Ltd. v. CFPB, which held the CFPB’s funding mechanism to be unconstitutional because it is not an annual appropriation from Treasury.
