News Topic: Community banking

Two small banks recently announced plans to ditch their holding companies, but more could be on the way, says KBW CEO Tom Michaud. A big reason why is that regulators haven't gone far enough in "harmonizing their approach" to oversight, he ... Read full article

The Florida company will pay nearly $600 million to buy HCBF Holding and Sunshine Bancorp. ... Read full article

Lenders say they are eager to reduce their exposure to CRE, but an examination of recent deals shows just how hard that can be. ... Read full article

A deal between Pembina County Bankshares and Drayton Bancor would combine two small banks that operate on both sides of the North Dakota-Minnesota border. ... Read full article

Pacific Premier had to bid against other banks for Plaza Bancorp in Irvine, Calif., but the fact that it had bought another bank from Plaza's private-equity backer earlier this year may have been instrumental in sealing the deal. ... Read full article

Triumph Bancorp in Dallas has successfully taken chances on out-of-state acquisitions, factoring and other nontraditional strategies that many of its peers have avoided. ... Read full article

Anchor Bancorp is a much smaller bank, but Old National says it has a lot to learn about middle-market C&I from its new merger partner. ... Read full article

Lake Michigan Credit Union’s deal for Encore Bank would give it a total of 10 branches on the Florida Gulf Coast. ... Read full article

Many banks are adopting an “it takes money to make money” approach, paying more interest on deposits in exchange for loan growth, fee income and customer retention. ... Read full article

Investar Holding has reached an agreement to acquire BOJ Bancshares for $22 million, helping it expand in its home market of Baton Rouge. ... Read full article

A 10-year low in commercial banks’ chargeoffs bodes well for avoiding another crisis, but what it means for growth is another matter. ... Read full article

Marvin Schoenhals had been the Delaware company's chairman for 25 years. He stepped down as CEO in 2007. ... Read full article

The key to an unsolicited bid is to avoid looking like a bully. That requires clear communication with a target's investors, employees and clients — along with any other banks you might eventually want to buy. ... Read full article

The Federal Reserve Board has to have a community banker among its members. But that may be complicating the president's ability to fill vacant seats at the central bank. ... Read full article

The ranks of mutually owned banks are in decline. Survivors say sharper marketing, better access to capital and lower barriers to entry could stop the bleeding. ... Read full article

The Texas company agreed to buy Liberty Bancshares on the same day it completed its purchase of the $1 billion-asset Sovereign Bancshares. ... Read full article

The company will pay $51 million for Bank of Napa, adding two branches and nearly $250 million in assets. ... Read full article

Doug Bowers said the company has moved beyond past issues, including corporate governance shortcomings and the abrupt departure of his predecessor, and is ready to bring in more loans and core deposits. ... Read full article