News Topic: First time home buyers
Search Results
'Night and day': FHFA's priorities rapidly changing under new leader
Housing policy is too focused on rental homes. That must change
Biden administration likely to cut FHA premiums despite credit risks
Though the pandemic recession has driven up the delinquency rate on Federal Housing Administration loans, the president's appointees are widely expected to reduce mortgage insurance premiums by at least 25 basis points to make home loans less ... Read full article
FHA's capital buoyed by house price appreciation despite higher defaults
The Federal Housing Administration said in its annual actuarial report that capital reserve ratio on its mutual mortgage insurance fund increased to 6.10% in fiscal year 2020, up from 4.84% a year earlier. ... Read full article
Access Denied episode 1: The wealth effect
Net worth disparities and the role housing and mortgage discrimination play in Black homeownership show that it's impossible to close the gaps without eliminating racism. ... Read full article
Bipartisan bill aims to offer savings accounts for down payments
The American Dream Down Payment Act would let states establish and manage accounts, which would be similar in structure to 529 college savings plans. ... Read full article
'We got out early and quickly': FHA chief details coronavirus response
The Federal Housing Administration has provided struggling homeowners with payment flexibility and explored other measures. At the same time, the agency is mindful of protecting itself against downside risks. ... Read full article
Can government do anything to stop mortgage market contraction?
Efforts to calm lenders’ fears about coronavirus-related forbearance may not offset tightening standards, and the FHA is less likely to boost volume than it was during the financial crisis. ... Read full article
Credit Unions with the Largest Portfolios of First Mortgage Loans
On Sep. 30, 2019. Dollars in thousands. ... Read full article
Banks and Thrifts with the Largest Portfolios of First Mortgages
On Sep. 30, 2019. Dollars in thousands. ... Read full article
No, the FHA should not be pushed to the brink again
Now is not the time for the government to cut Federal Housing Administration premiums and enter new segments of the housing market. ... Read full article
By staying on sidelines, the Fed is protecting CRA
The central bank’s refusal to join the OCC and FDIC in revamping the Community Reinvestment Act sends an unmistakable message that their proposal is deeply flawed. ... Read full article
Community Banks with the Largest First Mortgage Portfolios
On Sep. 30, 2019. Dollars in thousands. ... Read full article
Credit Unions with the Largest Portfolios of First Mortgage Loans
On Jun. 30, 2019. Dollars in thousands. ... Read full article
CRA reforms must go beyond branch banking
Regulators should consider online lending and a list of what loans qualify for CRA credit in any revamp of the outdated law. ... Read full article
Trump housing plan could have unintended consequences for FHA
The proposed reforms of Fannie Mae and Freddie Mac have gotten all the attention, but the administration also wants to scale back the Federal Housing Administration, expand its capital cushion and adopt risk-based pricing. Some of the ideas have former ... Read full article
Community Banks with the Largest First Mortgage Portfolios
On Jun. 30, 2019. Dollars in thousands. ... Read full article
Citi in laggard's role; EU bank CEOs have less skin in the game
Citigroup's made some strides after the battering its share price took last year, but it still trails JPMorgan Chase and Bank of America; chiefs at the top U.S. global banks own on average more than 15 times the amount of their own firm's stock ... Read full article
Banks and Thrifts with the Largest Portfolios of First Mortgages
On Mar. 31, 2019. Dollars in thousands. ... Read full article