First time home buyers

'We got out early and quickly': FHA chief details coronavirus response

04/23/20

The Federal Housing Administration has provided struggling homeowners with payment flexibility and explored other measures. At the same time, the agency is mindful of protecting itself against downside risks.

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Can government do anything to stop mortgage market contraction?

04/21/20

Efforts to calm lenders’ fears about coronavirus-related forbearance may not offset tightening standards, and the FHA is less likely to boost volume than it was during the financial crisis.

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Credit Unions with the Largest Portfolios of First Mortgage Loans

02/03/20

On Sep. 30, 2019. Dollars in thousands.

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Banks and Thrifts with the Largest Portfolios of First Mortgages

01/06/20

On Sep. 30, 2019. Dollars in thousands.

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No, the FHA should not be pushed to the brink again

12/27/19

Now is not the time for the government to cut Federal Housing Administration premiums and enter new segments of the housing market.

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By staying on sidelines, the Fed is protecting CRA

12/23/19

The central bank’s refusal to join the OCC and FDIC in revamping the Community Reinvestment Act sends an unmistakable message that their proposal is deeply flawed.

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Community Banks with the Largest First Mortgage Portfolios

12/09/19

On Sep. 30, 2019. Dollars in thousands.

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Credit Unions with the Largest Portfolios of First Mortgage Loans

11/25/19

On Jun. 30, 2019. Dollars in thousands.

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CRA reforms must go beyond branch banking

10/07/19

Regulators should consider online lending and a list of what loans qualify for CRA credit in any revamp of the outdated law.

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Trump housing plan could have unintended consequences for FHA

09/19/19

The proposed reforms of Fannie Mae and Freddie Mac have gotten all the attention, but the administration also wants to scale back the Federal Housing Administration, expand its capital cushion and adopt risk-based pricing. Some of the ideas have former agency officials concerned.

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