The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff. Even if Congress finds a way to avoid the country going over ... Read full article
Colleges are courting the Devil - the Debit Card Devil. ... Read full article
The Consumer Financial Protection Bureau has recently implemented a very user friendly database to show consumers which credit card companies have the most complaints filed against them. Although the database was just put into place on the web, and is ... Read full article
The Basics of Credit Card Debt and Bankruptcy In an economy where housing problems dominate the headlines, high interest credit cards still remain one of the largest issues consumers face in their fight for financial health. It should come as no surprise ... Read full article
Follow These Steps to Pay Down Your Credit Card Debt Perhaps like many Americans your New Year’s resolution involves paying down credit card debt. After all, even the most ardent supporter of the plastic hears that little voice in the back of their head ... Read full article
Debt Collectors Offering Credit Cards With a Catch… Just when you thought debt collectors couldn’t get any lower, that they couldn’t be any more obnoxious or unethical, they started offering credit cards in exchange for paying expired debt. Yes, you read ... Read full article
Bankruptcy is rising but filings are falling! Why? Simple answer: People do not have money to file for protection under the Bankruptcy Code . ... Read full article
White House Washington DC Bankruptcy Lawyers Con ... Read full article
Bankruptcy has had a bad reputation over the decades for some good and some bad reasons. The good reasons f ... Read full article
Credit Card companies have a new pitch - "0% Interest on Balance Purchases & Transfers Until XX/1/2012". ... Read full article
Bankruptcy Filings Lower in Tucson, Arizona and Phoenix, Arizona Than Last Year Arizona bankruptcies have been declining in number for the last 9 months. Statewide filings fell 23 percent in October of 2011, and overall bankruptcy filings are down 13 ... Read full article
So you have been sued and are wondering what to do next. The first thing aside from having a lawyer review the Complaint is to carefully read everything yourself and determine how long you have to file an Answer at the Courthouse to avoid a default ... Read full article
Bankruptcy is rising but filings are falling! Why? ... Read full article
(NOTE: This information refers to credit counseling other than what is required for bankruptcy pre-filing credit counseling. Talk to the Fonfrias Law Group for approved agencies.) SHOCKING FACT #1: Credit counselors work for your creditors, not for you. A ... Read full article
Bankruptcy has had a bad reputation over the decades for some good and some bad reasons. The good reasons f ... Read full article
How bankruptcies affect cosigners When filing for bankruptcy, it’s important to understand the consequences. Although most of the consequences will fall squarely on you, a bankruptcy could have negative ramifications on your cosigners. Even though it’s ... Read full article
Deciding whether to file for bankruptcy is not easy. One main concern is whether your credit rating will be hurt so much that you won’t be able to get a loan or home mortgage, even at a high interest rate. This may surprise you: In many cases, the damage ... Read full article
