Fresh Start

Have You Already Gone Over the Fiscal Cliff?


The United States will go over the fiscal cliff tomorrow if Congress cannot come up with at least a short term solution. But what about us? Many of us have already gone over our fiscal cliff.  Even if Congress finds a way to avoid the country going over the cliff, it is unlikely they will help the rest of us solve our financial distress.


Depression, Financial Ills and Bankruptcy


Recently in San Diego, two extreme examples of apparent financial woes have led to tragic ends. I am not trained in the matters of the impact of financial burdens on one’s mental health. I am a counselor, however, a counselor at law. As such, one of my primary duties is to listen to [...]