Policymaking

Banker concerns about credit union mergers are overblown

01/09/19

The banking industry is unduly worried that recent credit union deals could open the door for anyone to join.

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How credit card issuers can help curb gun violence

01/08/19

Issuers should take seriously critics’ claims they need to more closely monitor the sale of guns, before policymakers force the issue.

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Challenges mount for mortgage lenders as shutdown persists

01/04/19

Borrowers and financial institutions may be feeling the strain from reduced operations at the FHA and IRS, which has suspended the release of certain income documentation during the budget impasse.

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Accounting standards shouldn’t be left to the accountants

01/04/19

The SEC and FASB control the process now, but Congress should give banking regulators a more central role in overseeing the creation of accounting rules.

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'Did they charge for breathing the air in their lobbies?': Comments of the week

01/04/19

Readers respond to Wells Fargo's latest fine, weigh Sen. Elizabeth Warren's potential bid for president, consider how banks are preparing for climate change and more.

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New CFPB chief’s memo to staff: Enforce law, but don’t presume guilt

01/03/19

In her New Year’s message, CFPB Director Kathy Kraninger called on the agency to ensure that consumers are treated fairly and that “the marketplace is innovating.”

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9 big ideas for 2019

01/03/19

From the end of overdraft fees to the rise of banks that watch their customers' every move, there are several new banking trends on the horizon in 2019.

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Rural America needs an expanded Farm Credit System

01/02/19

The banking industry has long been critical of the government-sponsored enterprise, but the system could provide valuable banking services to large swaths of the country currently lacking access to them.

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9 big ideas for 2019

01/02/19

From the end of overdraft fees to the rise of banks that watch their customers' every move, there are several new banking trends on the horizon in 2019.

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Plenty of smoke, but how much fire? Banking’s 2019 legislative agenda

01/01/19

With a divided Congress in place, policymakers will face challenges in passing major financial legislation this year. But there are still a number of core issues set to be debated.

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