Policymaking

Keep nonbanks out of the Home Loan Bank System

01/18/19

Policymakers should not let mortgage REITs, hedge funds and other firms gain membership through captive insurance companies.

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'He let the gas out of her bloated, unruly lawsuit machine': Comments of the week

01/18/19

Readers react to Sen. Elizabeth Warren's investigation into former acting Consumer Financial Protection Bureau Director Mick Mulvaney's job talks, weigh Rep. Alexandria Ocasio-Cortez's potential impact on the Financial Services Committee, consider the future of cryptocurrency and more.

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Real-time payments needs more competition

01/16/19

The Federal Reserve has suggested it could join the market for instant interbank payments, but private sector entrants would be better.

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Expanding the Farm Credit System won’t help rural America

01/15/19

A recent proposal to allow the government-sponsored enterprise to offer more credit in agricultural regions is deeply flawed.

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Ocasio-Cortez’s disruptive spotlight could soon be turned on bankers

01/11/19

The freshman congresswoman will likely join the Financial Services Committee, where she could use her populist momentum to bring criticisms of the country's biggest banks even further into the mainstream.

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Waters: A million-plus could lose homes because of HUD shutdown

01/11/19

A lapse in rental-assistance funding, an understaffed FHA and other effects of the government shutdown are causing real harm to families, said the chair of the House Financial Services Committee.

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CECL is in trouble, but there’s a fix

01/11/19

Problems with the new accounting standard could be solved by modifying how reserves are calculated so that changes are more in line with industry growth.

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'A textbook example of rent-seeking': Comments of the week

01/11/19

Readers weigh in on pushback by appraisers to a new regulatory proposal, consider credit card issuers' role in the gun debate, respond to recent credit union mergers and more.

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The Fed is technically insolvent. Should anybody care?

01/10/19

The central bank’s investments under its quantitative easing program have put its balance sheet in the red under mark-to-market accounting, another potential risk for an agency already under political fire.

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FHA urges servicers to go easy on federal workers during shutdown

01/09/19

The agency wants mortgage servicers to extend special forbearance plans to those affected by the partial government shutdown and evaluate borrowers for loss-mitigation options.

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