Policymaking

CFPB’s innovation efforts hold promise

02/04/19

The bureau’s updated no-action-letter policy and “product sandbox” proposal are important steps in helping the industry adapt during this period of rapid change.

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Herman Cain buzz signals shift in Trump’s Fed strategy

02/01/19

If Cain is chosen for the Federal Reserve Board, it would be starkly out of step with the administration’s other nominations and may reveal a drastic change in the president’s attitude toward the central bank.

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Changes to capital rules should be part of GSE overhaul

02/01/19

As policymakers consider administrative reforms to Fannie and Freddie, they must address the problem of capital arbitrage to avoid overleveraging the mortgage system.

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'Can it be that these people take themselves seriously?': Comments of the week

02/01/19

Readers weigh in on calls that regulators consider the financial risks from climate change, respond to Trump administration plans to overhaul the housing finance system, consider GOP strategy on the House Financial Services Committee and more.

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Big-bank rule may have fueled December’s stock market rout

01/31/19

It’s possible the G-SIB surcharge, an additional capital charge on large banks, contributed to market volatility at the end of last year, argues Sen. Thom Tillis.

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Bank regulators are getting serious about innovation

01/29/19

Despite complaints about the slow pace of change within government, policymakers, including agency heads, are increasingly focused on modernizing regulation, an important step forward for the industry.

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Gun policy's a job for government, not banks

01/25/19

Proposals that would have financial firms monitor or refuse to finance certain firearms purchases are misguided, putting the onus on unelected corporations.

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Meeks of N.Y. to chair House financial institutions subcommittee

01/24/19

The Financial Services Committee also announced the head of a newly created subcommittee on diversity and inclusion.

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Banks didn't cause the shutdown — why are they on the defensive?

01/24/19

The question of what banks are doing to aid government workers shows how the industry is still struggling to rebuild its image following the crisis.

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Fed should open the payments system to fintechs

01/24/19

There’s no reason for the central bank to prohibit nonbank financial firms from entering the payments system as long as appropriate rules are put in place to protect against risk.

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