Policymaking

CFPB scheduled exams for debt collectors outside its jurisdiction: IG

06/04/19

The watchdog said the CFPB had trouble determining if some medical debt collectors were subject to its oversight, yet the exams were canceled before their start dates.

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First failed bank since 2017 will leave FDIC with hefty price tag

05/31/19

Regulators closed The Enloe State Bank in Texas late Friday, marking the first failure in 17 months and the first in the Lone Star State in over five years.

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Don’t hand Fannie, Freddie over to the Fed

05/31/19

There's been chatter about whether the government-sponsored enterprises should be considered systemically important. But supporters must consider that such a designation would put the Fed in charge of their supervision, a step that would do more harm than good.

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5 takeaways on industry’s health, from FDIC’s 1Q report

05/29/19

Wider net interest margins compared to a year earlier helped make up for a slight decline in loan balances, as nearly two-thirds of banks reported higher profits in the first quarter.

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Fintechs, regulators need more common ground

05/29/19

While there’s been dramatic innovation in the banking sector in recent years, regulators and startups can better collaborate around these developments.

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Should Fannie, Freddie be labeled ‘systemically important’?

05/23/19

The FHFA director’s recent comments about whether the government-sponsored enterprises should be designated as SIFIs tees up a potentially significant element of the mortgage finance debate.

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Give Fannie, Freddie the same capital standards as everybody else

05/23/19

FHFA Director Mark Calabria should ensure the government-sponsored enterprises hold at least 4% of total assets as part of housing finance reform.

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Backers of pot banking bill see the finish line in House

05/21/19

The legislation faces a tougher path in the Senate where GOP leaders are reluctant to ease restrictions on what is still a banned narcotic.

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Will BB&T-SunTrust serve the community or Wall Street?

05/21/19

BB&T’s chief executive has not prioritized meeting with local leaders and consumer advocates to discuss its merger plans, missing a valuable opportunity to create a new kind of large bank.

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NCUA appraisal plan is far from risky

05/20/19

The credit union regulator’s proposal to raise the appraisal threshold for nonresidential real estate loans won’t harm the economy or consumers, contrary to critics’ claims.

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