Policymaking

Ocasio-Cortez questions bank funding of prisons that hold immigrants

02/25/19

The New York congresswoman, who sits on the House Financial Services Committee, said the panel wants to make banks "accountable for investing in and making money off of the detention of immigrants."

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Regulators need to be stress-tested, too

02/22/19

The banking agencies would benefit from running simulations designed to ensure they’re ready to handle the next crisis.

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What's missing from FDIC's notice on brokered deposits

02/20/19

The agency’s effort is a good first step to updating brokered deposit rules, but regulators excluded several important considerations in their advance notice of proposed rulemaking.

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White House is making hard job of GSE reform even harder

02/19/19

The administration is sending conflicting signals on whether it has a plan to overhaul the housing finance system, further complicating an already complex debate.

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Is weaker loan demand a bad omen?

02/18/19

Recent data from the Federal Reserve suggests lenders are growing pessimistic about the credit environment. But is that a sign of trouble ahead, or just sound risk management?

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Fed, not FDIC, should regulate a merged BB&T-SunTrust

02/13/19

The Federal Deposit Insurance Corp., BB&T’s primary regulator, has a history of going easy on the bank. The combined entity would be better supervised by the central bank, which already oversees SunTrust.

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Banks claim victory in new private flood insurance rule

02/11/19

Depository mortgage lenders are optimistic the final version of a regulation designed to open up the flood insurance market will make it easier for them to comply with a rule requiring them to accept private carrier policies.

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Regulators warn banks on leveraged loans, but data doesn't back them up

02/08/19

A recent joint analysis of large syndicated loans urged banks to improve their risk management, even though evidence suggests that nonbanks, not banks, hold the higher share of risky leveraged loans.

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'Oscar for best lobbyists goes to ... regional banks': Comments of the week

02/08/19

Readers respond to the Consumer Financial Protection Bureau's overhaul of its payday loans rule, debate reforms to Fannie Mae and Freddie Mac, consider regulatory exemptions for regional banks and more.

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Community banks still aren’t ready for CECL

02/05/19

Despite recent chatter about a delay, there’s reason to believe the Current Expected Credit Losses accounting standard will go into effect next year. Regulators should do more to help smaller institutions prepare.

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