experian

FHFA would ban VantageScore from Fannie Mae, Freddie Mac credit scores

12/13/18

The Federal Housing Finance Agency has proposed barring Fannie Mae and Freddie Mac from using credit scores developed by VantageScore over concern about conflicts of interest with the joint venture of Equifax, Experian and TransUnion.

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New UltraFICO score stokes concerns about data privacy

10/23/18

A new credit score that includes consumers' cash flow alongside their credit score is winning praise for its potential to help expand access to credit, but some worry it gives the credit bureaus even more data that could be compromised.

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To boost credit scores, FICO, Experian, Finicity want bank data

10/22/18

In a move designed to improve access to financial products for consumers with low credit scores and short credit histories, Experian, FICO and Finicity are developing an "UltraFICO" score that lets individuals share checking and savings account data and help lenders better assess risk.

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AIG profit dips on restructuring charge; RBS to resume dividends

08/03/18

The charge calls into question the speed of the turnaround under CEO Brian Duperreault; the payout will be the Scottish bank’s first since the financial crisis.

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Bill to enhance poor credit scores will backfire, critics say

07/30/18

Allowing alternative data such as rent and utility payments has bipartisan support, but some say it could create more problems than it solves.

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A chance for consumers to 'know what the credit bureaus know'

07/12/18

Senators at a hearing Thursday discussed a bill establishing an online portal for consumers to monitor their credit reports free of cost.

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Expanded reporting for ‘credit invisibles’ could do more harm than good

05/15/18

Supporters say pending legislation would help consumers with little or no credit history. But the bill would instead roll back key consumer protections.

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Credit bureaus aren’t going anywhere. For now

04/04/18

Some speculate that the banks who do business with credit reporting agencies may be looking for alternatives after mounting concerns about their ability to keep information private. But breaking up is hard to do.

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Will dropping tax lien data from credit reporting lead to bad loans?

04/02/18

Some fear that the removal of such data from individual credit reports could lead lenders to believe a consumer is a better bet than they really are.

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What’s driving fintech M&A? See Experian’s recent deals

03/15/18

Legacy financial firms like the big credit bureau are seeking out financial technology to diversify themselves, bring new products to market faster and meet the needs of global customers.

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