debt settlement

The Length of Time It Will Take to Rebuild Your Credit – With or Without Bankruptcy

04/10/12

Clients are always concerned about their credit score.  It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option.  Although bankruptcy does have an effect on your credit, the effect may not be as [...]

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Bankruptcy Checklist

02/23/12

As a Dallas bankruptcy lawyer I get many clients who are confused by the bankruptcy process. While it isn’t meant to be inherently difficult, many people make mistakes prior to even filing that could jeopardize the success of their case. I like to sit down with my clients and review the following information to better [...]

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Montana Small Business Bankruptcy: Who is Responsible for the Debt?

02/09/12

I get this question regularly (weekly) from  a lot from Montana small business owners who are considering small business or personal bankruptcy. The answer is: it depends. For many Montana small business owners the line between personal and business finances is often blurry. Montana business owners are especially hard working folks who put their blood, [...]

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Alternatives to Mortgage Foreclosure in Montana

02/09/12

“A full-fledged recovery in the housing sector will likely elude the U.S. in 2012.” — Frank Nothaft, chief economist for mortgage-finance company Freddie Mac A rising number of foreclosures and a stagnant economy add up to another difficult year for Montana homeowners. If you are one of the thousands of Montana homeowners in danger of [...]

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I’m Not Current on May Car Payments, Do I Have Options in Chapter 13?

02/06/12

When you are considering bankruptcy, you have often been behind on payments for months.  You have run up credit card debt, and missed payments on your car and mortgage.  And now, perhaps your lender is threatening to repossess your car.  What are your options in Chapter 13 bankruptcy? In Chapter 13, unlike Chapter 7, you [...]

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Getting a Online Used Car Loans In 4 Simple Steps Even With Bad Credit

12/29/11

The exact process of getting an online Used Car Loans is very simple. Here are some step-by-step instructions on how to go about it the right way. Contact an online used car financial lender before you can even a car. This is because a bad credit borrower you will not get a substantial amount of [...]

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Do It Yourself Debt Settlement

12/22/11

Credit card and medical debt can often be settled for pennies on the dollar. You do not need to hire a fancy fly by night late night television advertising debt settlement company to settle your debt. Give it a try yourself. You will probably realize a considerable savings.

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Why Filing for Bankruptcy is a Better Choice than Credit Counseling

10/20/11

Is Credit Counseling a Step in the Right Direction? Credit counseling most often involves consolidating outstanding debts as much as possible and then developing a negotiated repayment plan for a reduced payment over time to all of your creditors. Credit counseling is often a first step taken by those who have significant debt due to [...]

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