community-banking

Beware (and Understand) Corporate Borrowers' Climate Risk

05/19/16

The financial services sector would benefit from companies Â-- banks included Â-- submitting dedicated disclosures on the impact of climate change.

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Older Adults: Still a Quicker Path to Profits than Millennials

05/18/16

For a more immediate payoff, community banks should focus marketing on older customers that are facing a new set of economic pressures.

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How to Encourage Bank Customers to Take 'Good' Risks

04/29/16

With consumers generally averse to risk, financial institutions have an opportunity to rethink what it means to make bets in line with their customers' well-being.

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To Network Effectively, You Have to Engage, Not Just Show Up

04/26/16

Networking is a skill, and banks would be wise to offer their employees a little guidance on how to do it effectively. Otherwise, there will be more failed efforts, like this one from a new banker in town who surely thinks he "networked" at a recent golf tournament. Here are a few tips to maximize the time and money you invest in such events.

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How Would George Bailey Compete with Fintech?

04/19/16

Community banks are at a crossroads as they face a threat from alternative lenders and the need to stay true to the traditional bank model. What they should do?

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A 'Sticky' Customer Is Not Necessarily a Happy One

03/30/16

In many cases, customers aren't staying with a bank's brand because they are satisfied. They are staying with the brand because it's too hard to leave.

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Line Between Banks and Marketplace Lenders Thinner than You Think

03/11/16

Traditional financial institutions are often seen as the outdated rival to new disruptors, but the idea that a bank can't be a marketplace lender, and vice versa, is a myth.

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Olive Garden Megabanks Will Lose to True Community Banks

02/25/16

Community banks can't win on size, but their values give them an upper hand in competing against cookie-cutter megabank branches.

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Contrary to What Small Banks Think, Durbin Can Help Them

02/19/16

Not only does evidence point to small banks escaping interchange restrictions Â-- as Congress intended Â-- but there are also signs smaller institutions are gaining retail market share because of the exemption.

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Restoring Industry's Reputation Is Key to Bridging Talent Gap

02/18/16

Correcting misperceptions about banking, in addition to focusing on recruitment efforts, will help fix an apparent rupture in the talent pipeline.

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