stress tests

Take the long view in assessing Dodd-Frank

04/27/18

The financial reform law may hinder growth modestly in the short term, but it should be judged by its impact on the economy years down the road.

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Quarles wants bank input on stress tests; Banks lending again

04/17/18

Fed vice chair wants to put stress test scenarios out for comment by banks; C&Is outstanding at record level in March.

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Fed weighs more transparency, less subjectivity for stress tests: Quarles

04/16/18

The Federal Reserve is considering allowing banks a chance to comment on stress tests before they take them and dropping any qualitative review for the largest banks’ performance, according to Randal Quarles, the central bank’s vice chairman for banking supervision.

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Wells Fargo's latest problems go beyond potential $1 billion fine

04/13/18

The bank revealed Friday that it is facing hefty regulatory penalties and will likely have to restate first-quarter earnings. Declines in loan balances and fee income and questions about upcoming stress tests are only adding to investors' worries.

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Behold the radical continuity of the Fed’s capital proposals

04/13/18

Over the past week, regulators have proposed the most substantial changes to capital requirements for the largest banks in years, but the most startling thing was how unremarkable they were.

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CRA’s black box could prove difficult to open

04/11/18

Critics argue that Community Reinvestment Act standards need to be more transparent, but creating more objective measures would require regulators to favor some types of loans over others.

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Fed proposes simpler big bank regs; CFPB to tackle unfair lending

04/11/18

Proposal would lower capital requirements for some, raise them for others; Mulvaney says enforcement division will continue to police lending discrimination.

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Fed unveils capital proposal aimed at simplifying stress tests

04/10/18

New capital regime expands on concept first articulated by former Fed Gov. Daniel Tarullo to modernize stress tests.

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Will regionals boost dividend payouts if SIFI level is raised?

04/02/18

On quarterly earnings calls set to begin next week, investors will be listening closely to CEO comments for any hints of how banks might deploy excess capital if they are no longer deemed systemically important.

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Is Dodd-Frank’s <em>other</em> asset threshold destined for the scrap heap?

03/26/18

The biggest legacy of the current regulatory relief effort may be the increasing focus on whether organizing banks in supervisory buckets by asset size makes sense. Yet the bill deals with just one of the two big asset thresholds in the law.

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