stress tests

Union in Va. to pass $10B of assets with Xenith deal


Union agreed to pay $701 million for Xenith in a deal that is expected to close early next year.


The real story behind the C&I lending slowdown


Some believe that increased bank regulation is to blame for overall slower growth in commercial and industrial loans. Yet that assessment misses some important details.


Midsize banks on Dodd-Frank relief: Raise the asset thresholds


In an interview, CEOs for midsize banks said they are hopeful for a bipartisan Dodd-Frank Act reform bill that eases regulatory requirements for institutions with assets of more than $10 billion.


The real-world impact of Dodd-Frank, stress tests and other regs


In his annual letter to shareholders, M&T Bank chief Robert Wilmers laid out in compelling detail how government policies intended to protect American families have ultimately stymied economic growth.


One-size-fits-all rulemaking hurts regional banks: M&T’s Wilmers


Because the fates of banks and the communities they serve are so intertwined, the regulatory impacts borne by regional banks are inextricably linked to the repercussions experienced by their customers.


Behind the year's second-largest bank deal


Pinnacle Financial wanted to be in high-growth markets. BNC Bancorp saw more regulatory burden looming and limited opportunities to sell itself. Those factors spurred what is currently the year's second-biggest bank deal.


How stress tests can shift the reg relief debate


Using stress tests as the capital benchmark in a reformed regulatory system could enable some forms of relief, but other rules should remain in place to ensure financial stability.


How will stress tests change in the Trump era?


The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.


Fed approves Morgan Stanley's revised capital plan


After questions arose after the 2016 Comprehensive Capital Analysis and Review stress test, the Fed said Thursday that it would not object to the bank’s resubmitted capital plan.


Banks must weigh inevitable backlash to Dodd-Frank rollback


As banking leaders gain a more substantial policymaking role, they will have a greater impact if they stake out a clear position in favor of regulations that protect investors and depositors.